Posts Tagged ‘MORTGAGES EVERGREEN COLORADO MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2own.com)’

BIG BANKS WIN BIG WITH THE DODD-FRANK FINANCIAL REFORM BILL AS MAIN STREET LOSES FOR EVERGREEN COLORADO REAL ESTATE OWNERS

Tuesday, July 6th, 2010

BIG BANKS WIN BIG WITH THE  DODD-FRANK FINANCIAL REFORM BILL AS MAIN STREET LOSES FOR EVERGREEN COLORADO REAL ESTATE OWNERS

 

The new financial reform bill that was to reform the “to big to fail banks” on Wall Street has turned into a windfall for the big banking interests. Goldman Sachs and the derivatives lobby are the big winners say famed author, economic realist, and citizen watchdog Michael Hirsh. “Whereas Glass-Steagall substantially altered the structure of the financial system and required the creation of brand-new kinds of firms, Dodd-Frank effectively anoints the existing banking elite. The bill makes it likely that they ( the banking elite) will be the future giants of banking as well,” reports Hirsh in Newsweek.

 

It is just another case of regulation upon regulation, law upon law, rule upon rule that doesn’t accomplish the goal the American people wanted but defeats Main Street and enhances the position of the big banks and regulates away any of their competition. Senator Dodd and Barney Frank believe that America is too stupid to understand the advantages given to the big banks, and have already started to demonize any critics who actually read the bill.

 

Big Business loves this kind of regulation which legalizes their market advantage and institutionalizes their dominance of the derivatives markets and gives them total control of the volatile credit default swaps desks. Newsweek further reports “The bottom line: this doesn’t fundamentally change the way the banking industry works,” says a former U.S. Treasury official who has followed the legislation closely but would give his judgment only on condition of anonymity. “The ironic thing is that the biggest banks that took the most money end up with the most beneficial position, and the regulators that failed to stop them in first place get even more power and discretion.”

 

The American citizen has been had again by the congress; so now there will be campaign contributions, lucrative stock options, high paying jobs for congressional spouses, retirement board of director jobs, and sweetheart investment deals for all – compliments of the banking lobby who wrote the bill.

 

The only real alternative for us average people is to invest in Real Estate. A rental property will pay for itself over time, produce income, and shelter that income from the unrelenting grasp of the IRS. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2own.com)  and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com. 

WEALTH CREATORS AND WEALTH DESTROYERS CAN’T TELL THE DIFFERENCE FOR EVERGREEN COLORADO REAL ESTATE HOLDERS

Friday, March 5th, 2010

WEALTH CREATORS AND WEALTH DESTROYERS CAN’T TELL THE DIFFERENCE FOR EVERGREEN COLORADO REAL ESTATE HOLDERS

Morningstar, a mutual fund researcher, has just released its report defining the big losers and winners in the mutual fund game. It’s easy to see that the stock mutual funds not only lost the investors profits but lost their investment as well. Some of the funds are showing a little improvement but the improvement is always calculated from the funds low. This means that when they make a small return it does not factor in what their investors lost up to that point, but only the increase from the low. So the Dow might be up a few hundred dollars but it is down thousands from the high a few years ago.

The wealth creators were mostly bond mutuals which returned about 2 -4 %. However, when you deduct the minimum 2% fund fees and the rate of inflation even the winners are a net, after inflation, losers. The other down tide to all these numbers is that the increases were almost totally speculation. None of the companies increased their market share, their capital assets lost value, foreign competition forced prices and returns lower, government taxes confiscated research and development funds, and much of the increase was due to cost cutting and job layoffs. Even in this depressed job market there are too many 401k dollars chasseing too few stocks and bonds.

Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2own.com) and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.