Posts Tagged ‘MORTGAGES CONIFER COLORADO’

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SPECIAL KNOWLEDGE AND INVESTING IN REAL ESTATE FOR EVERGREEN COLORADO REAL ESTATE

Sunday, August 15th, 2010

SPECIAL KNOWLEDGE AND INVESTING IN REAL ESTATE FOR EVERGREEN COLORADO REAL ESTATE

People tend to be cheap and don’t want to spend money in, what they consider, a needless way. I can easily understand that because I am much the same way myself. This is a good strategy when you are buying a car or new furniture but when you are investing for your future you are much better off getting advise.

Most people rely on their benefits department at work to invest their 401k, others depend on a family planner or investment advise from their accountant. All these councilors are heavily committed to Wall Street stock and bond portfolios because they have no specialized knowledge in Real Estate. Wall Street stocks and bonds will not fund your retirement, or send your children to college. Two years ago all the experts went bankrupt and you, the taxpayer, had to bail them all out. They have no special insight into earning you investment income, and all their money is earned by charging you fees to invest and lose your money.

Local Real Estate, on the other hand, will earn you retirement income. When you invest in Real Estate you are building a small business and you will earn your income in the profits your home business earns in the market place. If you plan your work and work your plan, and use tried and true business strategies and tactics you will have a successful venture that will create wealth for you.

Yes, this is a hands on investment but it is the only true way to secure your future. Instead of working in Wal-Mart as a greeter in your senior years you will be running your own small business and reaping the rewards of your investment dollars. Your time will be your own and your income will be secure.

Please give us a call; we are concerned about You and Your needs. We will educate You so that You will have the advantage. We are the one stop shop for all your Real Estate needs in EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. All our fees are paid by the seller so we work for you for FREE.Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com, or visit us on the web at www.evergreencoloradoliving.com. Don’t forget to register for Your FREE INCENTIVES on our web site.


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WHERE DOES THE SPENDING STOP FOR EVERGREEN COLORADO REAL ESTATE TAXPAYERS?

Monday, December 14th, 2009

WHERE DOES THE SPENDING STOP FOR EVERGREEN COLORADO REAL ESTATE TAXPAYERS?

 

I wonder at what point the local, state, and federal spending will stop? How much is too much and how much will cause complete chaos in our society and destroy the moral conscience and the freedoms we all love so much? We now own 54 trillion, a sum no reasonable person believes our economy can pay back without inflating our currency by at least 100%.

 

The Federal government is now going to pass universal health care. This will add a trillion and a half dollars to the deficit at a minimum – a trillion and a half we Americans just don’t have. Objective experts place the health care deficit at many more billions that the Trillion and a half just quoted! Where will it come from? How much is too much spending? At what point will we admit our limitations? The world markets are already writing off America. Several countries will no longer accept dollars as payment for US debt.

 

The Global markets want an international currency so that America cannot pay for our huge trade deficit and huge debt with inflated dollars. Folks the game is over. If we don’t stop then America as we know it will shortly end. Either American needs to wake up or it GOOD NIGHT AMERICA.

 

Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com, or visit us on the web at www.evergreencoloradoliving.com.

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NO CASH TO PAY THE DEBT FOR EVERGREEN COLORADO REAL ESTATE

Friday, December 4th, 2009

NO CASH TO PAY THE DEBT FOR EVERGREEN COLORADO REAL ESTATE

 

One of the major problems with our economic society is that we are a debt-based economy. The way we create money is for a bank to hold a 10% cash reserve and then to loan out the other 90% of the loan balance. This is called fractional reserve lending and it is the way money is created in America. So if you apply for a $100.000 loan the bank needs to have $10,000 in cash and then they create the $90,000 to close your loan. In effect they just created $90,000.

 

If you then deposit the proceeds from your loan into the bank then they can use the $100,000 you deposit from your loan to write a loan for $1,000,000; all this on a cash deposit of $10,000. If you were then to deposit the million in the banking system they can now loan out 10 million, again all they need to do is to keep a 10% reserve.

 

The major problem arises when you calculate the total cost of the loan including the interest. The $100,000 loan above will have a total cost $215,837 for a 30 year fixed mortgage loan at 6%. But the bank only created $90,000 in new money. Where will the other $125,837 come from? There is not enough money in the economy to pay off the loan. Hence, the liquidity crisis we are currently experiencing worldwide.

 

If you compound this scenario millions of time across the globe you can begin to imagine the true nature of the problem. It is as if you and I were stranded on a desert island and you had $100.00 in your pocket. I asked you to loan me the $100.00 and I would pay you 10% interest. But how can I pay you $110.00 back if all we have in our little economy is the original $100.00?

 

It’s time to return to the fundamentals. If You want to prosper in these tough times you will need to earn a profit, not just depend on stock price speculation, or bond interest which is less that inflation. Now is the time to be successful give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2own.com) and let’s plan you retirement income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com, or visit us on the web at www.evergreencoloradoliving.com.

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THE APPALLING HIPPOCRACY OF THE FDIC

Tuesday, December 1st, 2009

THE APPALLING HIPPOCRACY OF THE FDIC  

The FDIC (Federal Deposit Insurance Corporation), which insures your deposits in the banks, is chastising and fining local banks for being too heavily invested in commercial real estate. The banks are still solvent but the FDIC doesn’t like the percentage of commercial investments so they are reprimanding the local Colorado banks.

One can’t help but notice that the FDIC itself is bankrupt. As of September 29th of 2009 the FDIC insurance fund is running at a negative. Now this is an astounding thing. The banks that are solvent are being punished by the FDIC bureaucrats who themselves have run the FDIC insurance fund into bankruptcy. If your bank now does go broke there is no money in the FDIC fund to cover your losses. I guess the Federal Reserve, who was mandated to regulate the FDIC and the banks, would just print the money and further dilute the value of the dollar.

Fortunately, there is still one investment that can create wealth and shelter your profits from the grasp of greedy tax collectors. Investing in Real Estate is the only safe investment vehicle that will allow you the financial freedom you deserve. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2own.com)  and let’s put a plan in motion for your financial future. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com, or visit us on the web at www.evergreencoloradoliving.com.

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SO WHY IS THE DOW AT 10,000?

Friday, October 16th, 2009

SO WHY IS THE DOW AT 10,000?

 

I don’t know. Businesses across the US from Wall Street of Main Street are hurting. They a laying off employees, cutting staff through attrition, squeezing every penny out of overhead and are still earning less profits than last year. Many are just breaking even and trying to ride out the recession while consumers are tight fisted and not spending their cash.

 

The global markets are devastated as Europe and the US sink lower into an economic slumber waiting for something, nobody knows what, to happen. Obama and company are dumb struck and haven’t a clue on what to do to stimulate the economy and the G8 members have no ideas either. Yet the Dow is going up?

 

You see with all the people contributing to their 401k accounts every paycheck, all this money is just appearing on Wall Street’s door step every pay period, so what do they do with all this money? They invested it in the highly over speculated Stock and Bond markets. They don’t know what else to do. They have no imagination so they are squandering your investment money on stocks that are over priced and which pay little or no dividends.

 

The best and most dependable investment is local Real Estate investing, and not dumping your money down the Wall Street Toilet. It is the time to be successful; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2loan.com ) and together we will plan you retirement income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment in EVERGREEN COLORADO REAL ESTATE, an EVERGREEN COLORADO HOME LOAN or an REFINANCE EVERGREEN COLORADO MORTGAGE  from an EVERGREEN COLORADO MORTGAGE COMPANY, call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com

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WALL STREET STOCKS PRICES ARE A SCAM

Sunday, September 27th, 2009

WALL STREET STOCKS PRICES ARE A SCAM

 

The insidious scam that the government, the national media, and the Wall Street crowd are playing on the American people should be stopped. The Dow Jones average should not be in the nine thousands but in the three thousands. Every time a company listed on the Dow either has major financial problems like AT&T or GM the Dow just drops them from their list and plugs in another highly profitable company.

 

This gives the average 401k contributor a false sense of security when they hear night after night that the Dow Jones was up today by a hundred points or more. The recent crash should have alerted all of us to the scam being foisted on the public by this daily fairy tale report about the solid state of our stock market.

 

We should also be aware that the rising or falling of the stock market is not a good indication of our economy. As we can see the Dow is going up by the minute and unemployment and the business bottom lines of most American and global companies is nose diving. On the other hand most people are hired by small local companies which are not on any stock exchange and these local enterprises are doing fine. In fact they are doing so well that the new administration is planning on tax them out of all their profits in the coming year. Any company or individual who makes 250 thousand dollars or more a year are in the tax man sites. These are the very businesses that are supporting our economy.

 

It’s time to return to good old fashioned American ingenuity and thriftiness, and use what resources you have left to protect yourself and your financial future from the government. A home is a hard asset and is historically the best investment in difficult times. Not only will you make money but You can live in your investment, while you will enjoy special income tax treatment. We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES  (http://www.evergreencoloradoliving.com are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

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AVOIDING BEING A WAGE SLAVE WITH EVERGREEN COLORADO REAL ESTATE

Sunday, July 26th, 2009

AVOIDING BEING A WAGE SLAVE WITH EVERGREEN COLORADO REAL ESTATE

 

One of the biggest mistakes investors can make is to be a wage slave. To start a business just to buy a payroll job where Uncle Sam will milk you dry. The truly insidious thing about the IRS code is the withholding tax. The government confiscates you income and then you have to beg to get your money back. Of course, the Supreme Court has ruled over and over again that taxing ordinary income is unconstitutional and will result in the erosion of any freedoms the citizenry now enjoys. Just a causal observation of our currant political situation will reveal the truth of this opinion.

 

What we need to do individually is to position ourselves financially to earn money that is not subject to the society building philosophies of foolish politicians. What ever you political view, let’s first make you a solid cash income and then you can spend it any way you like. If you keep giving it to the tax man then he will spend it his way not yours.

 

Fortunately, there is still one investment that can create wealth and shelter your profits from the grasp of greedy tax collectors. Investing in Real Estate is the only safe investment vehicle that will allow you the financial freedom you deserve. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (http://www.EvergreenColoradoLiving.com ) and let’s put a plan in motion for your financial future. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

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PASSIVE INVESTMENTS FOR EVERGREEN COLORADO REAL ESTATE

Tuesday, June 16th, 2009

PASSIVE INVESTMENTS FOR EVERGREEN COLORADO REAL ESTATE

 

It would seem that the most important characteristic of a long term investment, for most people, is that it is totally passive. People just want to send off a check, or have it deducted form their pay check, and go back to sleep until retirement. Most want to delegate their very lively hood to some Wall Street broker who is only interested is squeezing every last penny of brokerage and fund management fees out of their account. At a time when most stock market investments are losing money, even a modest 2% fee cuts the investment losses even deeper and bleeds out the investor’s principal.

 

The IRS also wants to punish the passive investor. Any profits you earn from a passive investment are taxed at a higher rate than an investment you take an active role in.

 

By being passive most folks are being ripped off by their 401k manager. I have yet to speak with anyone who has read the prospectus for their retirement IRA account. The fees are eating up all your increase, and you don’t even know it. You will not retire, or pay for a college education, or save to start a business by letting some stock manager, or broker, or financial planner invest your money. It all sounds good, and hope springs eternal, but it is just not going to happen. If You want to succeed financially you will need to take an active part in your future.

 

If Your are ready to take control of Your future call us at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.Aloan2own.com) and let’s devise a plan for You to prosper with an EVERGREEN COLORADO REAL ESTATE investment. NOW, we are offering a FREE BUYERS INCENTIVES program to help our customers. Please, call us at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.EvergreenColoradoLiving.com

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DREAMING THE AMERICAN DREAM IN EVERGREEN COLORADO REAL ESTATE

Sunday, June 14th, 2009

DREAMING THE AMERICAN DREAM IN EVERGREEN COLORADO REAL ESTATE

 

Somewhere along the way, America has lost the American Dream. For two centuries we wanted to succeed in life, on our own initiative and by our own wits. We built this country ourselves. Too often I hear pundits speaking as if America is some magical place where dreams come true all by themselves. That has never been the America we all have come to love. The America we love just gives us the opportunity, not a guaranteed cradle to grave subsidy. The Obama administration is going to give us health care, economic prosperity, international security, free college education, and a secure high paying job and all this will be paid for by taxing some rich man or women somewhere! Wake up – it’s not going to happen – America is already bankrupt.

 

If You are going to prosper you will have to earn your success yourself. When You earn it you will have to shelter it from the greedy grasp of your Uncle Sam, or you will become that nasty rich man or women that society wants to tax into the poor house. Whether you are self employed or salaried we can show you how to invest in EVERGREEN COLORADO REAL ESTATE, and insure your financial future and security. If you just park your money in the stock or bond market, inflation and the tax man will embezzle all you assets away.

 

Now is the time to plan your strategy; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES, and let’s devise a plan to help you profit in this buyer’s market. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether you are looking for a home, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com .

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EVERGREEN COLORADO REAL ESTATE

Saturday, June 13th, 2009

EVERGREEN COLORADO REAL ESTATE

 

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

Merger                                   The combining of one or more interests/contracts into one contract/interest and then having all its assets transferred into one interest/contract.

 

Metes & Bounds                   The boundary lines of land by recording the compass directions and distances of those boundaries for the purpose of establishing the township boundaries.

 

It’s time to return to the fundamentals. If You want to prosper in these tough times you will need to earn a profit, not just depend on stock price speculation, or bond interest which is less that inflation. Now is the time to be successful; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s plan you retirement income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

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