Posts Tagged ‘MARK ENGLISH REAL ESTATE’

THE FALL OF THE NANNY STATE FOR EVERGREEN COLORADO REAL ESTATE CITIZENS

Friday, July 1st, 2011

THE FALL OF THE NANNY STATE FOR EVERGREEN COLORADO REAL ESTATE CITIZENS

America is moving into it’s senior years as the Baby Boomers hit retirement age. The great American give away is just beginning as the selfish generation, the baby boomers, turn 65. If we were to pay all our bills today and balance the budget every American would owe well over $200,000 dollars. The debt itself is so unmanageable that no one really knows how much it is. Most realistic economists estimate the debt is some where between 165-225 trillion when we add all on budget, off budget, and government commitments like GI benefits, future medicaid and medicare, government pensions and benefits, Social Security, and the ever increasing interest payments.

The government is now running a 1.6 to 1.7 trillion dollar deficit every year when you compare accounts receivable with accounts payable. This deficit doesn’t include paying off one penny on the debt that already exists. In other words, we have about a 200 trillion dollar mortgage that we are not paying off. The government politicians and bureaucrats have no secured funds to draw on to pay any of the entitlements they have promised the American people. The Social Security Fund has been stolen, there is no Medicaid or Medicare insurance fund, tax revenues are declining with job loss and outsourcing, and all the money from all the rich millionaires and billionaires couldn’t support the Federal spending machine for more than one week.

The Fed’s printing press is fueling inflation so that any government entitlement check will soon be inflated out of any buying power. Today a $100.00 dollar bill will buy what a $10.00 bill would buy in 1960 and that’s before Bernanke and Geithner printed a staggering three trillion dollars in the last few years. Inflation was the immediate result: gas has doubled in price, food is up an average of 4% in the last year with beef up about 11% since 2010. Every thing from clothing, to energy, to taxes have escalated in the last year and a half.

As prices go up taxes go up. Most sales taxes, most income taxes, real estate taxes and most import and export taxes are a percentage of cost, so as prices go up taxes go up-yet revenues are declining. Our entire economy is now underpinned by printed money and debt spending. Local, State, and Federal governments are addicted to debt spending and have a maddening ability to borrow without any plan to pay back their debts.

Unlike in the past, wealthy men and women, and successful corporations, are simply relocating their money, their jobs, and their businesses elsewhere. Even middle class taxpayers are moving out of the US in droves to escape the US government and all its failed policies. Young college graduates are building their start up companies in China, Australia, Brazil, or Israel rather than in America. The American constitutional government has morphed into a dysfunctional social Marxists nanny state where the wards of the state hang on to their SSI and medicaid, and the productive members of society run for the border.

Meanwhile, American workers are caught in a hopeless tornado of joblessness, inflated incomes, and outsourcing as the whirlwind of reality overtakes the American nanny state.

YOU CAN SUCCEED, please give us a call and let’s go over all your options. We are MARK ENGLISH REAL ESTATE and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Call us at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

WHAT’S THE DIFFERENCE BETWEEN CURRENCY AND MONEY FOR EVERGREEN COLORADO REAL ESTATE CITIZENS

Monday, June 6th, 2011

WHAT’S THE DIFFERENCE BETWEEN CURRENCY AND MONEY FOR EVERGREEN COLORADO REAL ESTATE CITIZENS

For centuries the currency of a nation and the money of the nation were the same. In fact, precious metals like gold and silver were minted into coins and used as commodity currency because they had value in and of themselves and could be tallied out to buy and sell. Now you could sell your labor or produce for valued money and carry your wealth to a blacksmith or a butcher and exchange your wealth for other necessities. You could also store your money under your mattress and save it for a rainy day.

Since there was a limit to the amount of gold and silver you could realistically carry economies went to paper currency, but the paper could be exchanged for precious metals. That’s where the pound sterling, the gold standard, and the silver certificate originated.

In the early 1970’s America dropped the silver certificate and printed fiat dollars or worthless paper money. Money and currency were no longer equal. The dollar was no longer redeemable for precious metal or anything of real value. The apathetic American citizen slept while the federal government stole the value from their currency.

The federal government could now print counterfeit fiat money. They could embezzle the wealth of the citizens by printing paper money that had the full faith and credit of the American people, that had a stellar reputation as a valuable silver backed currency, that was an accepted currency of commerce worldwide, and that had a long history of American value and stability established by US business and industry. Now the fed’s stole the worth that was built by the people of America and started printing worthless counterfeit money whose only value was the reputation of the American people.

Of course, our charlatan federal government began creating worthless cash, while the people of this great country suffered from ever escalating inflation. The dollar was eviscerated by federal politicians and bureaucrats. Wealth was no longer protected by a sound currency but was eroded away as the cancer of paper money eat away at the heart of American wealth. The buying power of the dollar declined and America entered a decade of “stagflation” and the economy began its March towards bankruptcy.

The federal government no longer had to compete for the income of its citizens but could now just create wealth by printing paper dollars; or so they thought! But wealth is not created by the printing press and America is hopelessly bankrupt. When the federal reserve prints money the only thing that’s created is debt. That’s why we have a credit crisis, that’s why all governments are immersed in debt, and many consumers are choked with debt.

Sound money is the foundation for sound wealth, worthless money is the foundation for debt. Wake up America if we are to be prosperous again we will need to earn our prosperity, not print it.

If You are tired of losing money in the Stock and Bond markets and are ready to start substantially increasing Your net financial Worth, then give us a call at MARK ENGLISH REAL ESTATE. The savvy Buyers are hiring a PROFESSIONAL REAL ESTATE BROKER to represent their needs, wants, and desires exclusively. Please, give us a call and let’s review all Your options. We are an EVERGREEN COLORADO CUSTOM HOME BUILDER and MARK ENGLISH REAL ESTATE . We know EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE; we know financing and will work hard to prosper You. Contact us at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com. Don’t forget to register for our FREE REAL ESTATE BUYER INCENTIVES.


EVERGREEN COLORADO REAL ESTATE

Tuesday, November 17th, 2009

EVERGREEN COLORADO REAL ESTATE

 

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

Points                                      Percentage used in home mortgage, is equal to 1% of the loan amount.

 

Policy Holder                          Someone who owns an insurance policy, he may or may not be the insured but may have an insurable interest.

 

There is no doubt that first impression are important, but after the initial whoa, we need to look closely at the type of windows in the home, the efficiency of the furnace or boiler, the condition of the roof and the tile work, look under the hood and kick all the tires, as they say. Many homes are advertised as having been completely redone, but only the tile, carpets and countertops were updated. The insulation in the walls is still vintage 1980, the furnace is old and inefficient, the windows leak heat and allow cold air to penetrate, and the roof will need to be replaced in a year or two.

 

Therefore, since Your Real Estate purchase is more than good looks, hire Yourself an experienced Professional to represent You and Your interests exclusively. The people at MARK ENGLISH REAL ESTATE are consummate professionals and want to serve You. Don’t leave the decision to buy EVERGREEN COLORADO REAL ESTATE only to chance, don’t just give it Your haphazard best, but put Yourself and Your financial future in the hands of an expert. Call us today at 303-674-0148, or Email us at markenglishrealestate@msn.com, or visit us on the web at www.EvergreenColoradoLiving.com. Please, register for Your FREE BUYER INCENTIVES.

STOP DOUBLING DOWN WITH AN EVERGREEN COLORADO HOME LOAN

Sunday, May 3rd, 2009

STOP DOUBLING DOWN WITH AN EVERGREEN COLORADO HOME LOAN

 

When will we ever learn, Wall Street is not the indicator of our financial system, and it is not the panacea for all our economic woes. If you want to make money you will have to analyze your cash, and your assets, and manage them effectively.

 

Statistics reveal that the average household, of soon to retire baby boomers, has saved up less than $105,000 – that’s household not individual. The Baby boomers have been THE most successful and wealthy generation ever, in any society and in any time in history. Maybe its time we all examined the life time model that American society is foisting on us all! The buy a home and book a 30 fixed mortgage, while shoveling money at our 401k may not be the best paradigm.

 

If we resolved to pay our house off before we invested in Wall Street we would all be better off. If you took out a 300 thousand dollar mortgage at 6% for 30 years it would cost you $648,000.00 when you finally paid off your mortgage. If, on the other hand, you took out a 15 year mortgage you would only spend $455,760 – a savings of $192,240.00 or almost twice what the average household has saved for retirement. If you had three children you would have $64,000.00 for each to go to college; and please note if you put the money in a savings account at even 2% you would also have enough to buy all the books.

 

Now that your home is paid for in 15 years, you could take the amount of the mortgage payment, $2532.00, and invest the entire amount each month for the next 15 years in an IRA. That would give you a nest egg of $455,760.00 before earnings, and a home that is completely paid for and all college cost covered. Now that’s a new model that will make you financially independent when you retire – and don’t forget you will still receive a check from Social Security.

 

A home is a hard asset and is historically the best investment in troubles times. Not only will you make money but You can live in your investment, while you will enjoy special income tax treatment. We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

EVERGREEN COLORADO REAL ESTATE

Wednesday, March 25th, 2009

TITLE INSURANCE FOR EVERGREEN COLORADO REAL ESTATE

 

When You contract to buy Real Estate Your broker should order a Title Insurance Policy, which will protect You against any defects in the Title. When the Title company receives the order the will run an abstract of title and issue a “Title Report.” The Title Report will detail the legal description of the property, the name of the legal owner at present, a list of all objections to the title, that is, encumbrances or claims on the title. Some claims on the title may be legitimate like sewer and water easements, water right easements, road ingress and egress, etc. Many title reports for subdivisions, condo and townhouse developments, and planned community developments are long and complicated. You will need a highly skilled professional Real Estate Broker like the people at MARK ENGLIH REAL ESTATE to completely read through the Title Report and explain it to You.

 

Most parcels of land have some encumbrances and the buyers agree to accept the title subject to these encumbrances. If the buy will not buy subject to some of the title requirements then he can negotiate with the seller to correct them, or the buyer can decide to not buy the property. The right of approval or non approval must be stipulated in the contract to buy, so You need an experienced Real Estate Broker, who is savvy to all the problems that may arise, and who will protect Your interests at all times.

 

Please give us a call. We are MARK ENGLISH REAL ESTATE and we are professional EVERGREEN COLORADO REAL ESTATE BROKERS. We have 40 years of experience and know how to protect You and Your financial assets. We are also an EVERGREEN COLORADO CUSTOME HOME BUILDER and can represent you in every transaction from land purchase to complete home. Contact us at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com .

LEASING IN EVERGREEN COLORADO

Monday, January 5th, 2009

LEASING IN EVERGREEN COLORADO

 

Leasing a home or an apartment requires You to sign a legally binding contract called a Lease. The basics of a lease are actually simple, but the government and the courts have tried very hard to complicate the lease with paragraph after paragraph of legalese. The following is a list of the essentials needed for a valid. enforceable Lease:

 

  • The Lessor and the Lessee must have the capacity to enter into a contractual relationship. Both must be legally competent and legally able (for example, the lessor must be legally able to commit the property to a contractual agreement).
  • There must be a written agreement to let the property out, and an agreement to take the property into possession. This is called creating a tenancy and should be stated in definite terms.
  • There must be a sufficient legal description of the property in question.
  • The Term of the lease should be clearly stated. The term in this sense is the time that the lease will be in effect. A tenancy should be created for a defined length of time, like a mouth, a year, a set number of years etc.
  • There must be a consideration in which the tenant agrees to the cost of the lease. The cost does not necessarily have to be mone, but could be labor, farm produce, or anything agreed to by the parties.
  • The lease must be executed or signed.
  • The lease must be delivere, and accepted by the lesse, or their legally or duly authorized agent.

 

As You can see signing a lease to rent EVERGREEN COLORADO REAL ESTATE is a binding document and should not be done without careful consideration. We at MARK ENGLISH REAL ESTATE are licensed Colorado Real Estate Brokers and will advise You on You rights before You enter into Your lease. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.EvergreenColoradoLiving.com and click on Rental on the left navigation bar.

 

THE WISE BUYER GETS THE BARGAIN IN EVERGREEN COLORADO REAL ESTATE

Sunday, January 4th, 2009

THE WISE BUYER GETS THE BARGAIN IN EVERGREEN COLORADO REAL ESTATE.

 

There is an old adage that most of us “are too poor to buy cheap.” This means that when You shop price and buy price, You are doomed to repair or replace the item You purchased long before You should. When buying EVERGREEN COLORADO REAL ESTATE You should take a careful look at every factor of the purchase, and compare each element with all the other alternatives, before making a final decision. The following is a list of some of the factors You should consider:

  • How old is the house and is the structure in need of repairs. If so, factor that into the price the home will cost over the next few years.
  • Most people would rather fix up a home too their taste rather than the taste of the previous owners, so look for homes not fixed up.
  • Be careful buying homes that are “fixed up” since most have just been redecorated not renovated. The important structural and mechanical upgrades have not been made.
  • A closer in, more convenient location can save You large sums of money in gas and travel time, even though they may cost more upfront. Consider all the times the kids need to be dropped off and picked up when analyzing a close in location.
  • If homes have unique features like a corner lot, a magnificent view, or a large lot the home will cost more but will also sell for more at a later date.
  • Don’t become house poor, but buy within Your means. The children will remember the vacations, the good times, the visits to relatives not the size of the mortgage payment. Live in the house; do not live for the house.
  • Get the best mortgage You can, so You are not over charged, and You will not incur the cost of refinancing at a later date. Seriously consider a 25 or 20 year loan if possible. We at DISCOUNT MORTGAGE SERVICES will give You honest, truthful advice on any EVERGREEN COLORADO MORTGAGE or EVERGREEN COLORADO HOME LOAN.

 

These are a few of the important things You should weigh carefully before making A decision. Give us a call at MARK ENGLISH REAL ESTATE at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.EvergreenColoradoLiving.com and let’s go over all the factors involved. Don’t forget to register for Your FREE BUYER INCENTIVES.

 

 

 

EVERGREEN COLORADO REAL ESTATE

Tuesday, December 30th, 2008

HIRE MARK ENGLISH REAL ESTATE WHEN BUYING EVERGREEN COLORADO REAL ESTATE

 

When You think about it, there is nothing that affects our lives more than Real Estate. We are born in a house or hospital, we grow up in a house or apartment, we go to school in a School Building, we work in or from a commercial building, even when we die we are waked in a Funeral Home. Our fondest memories took place in that special home where we grew up and we can all remember Grandma’s house. All our human activity centers around Real Estate of some sort; The life time financial benefits of investing in a home are enormous.

 

REAL ESTATE THE MOST PROFITABLE INVESTMENT

 

For most of us, the most profitable investment we ever make will be our own home. Once we buy a home, if we just pay our monthly housing bill, in thirty years we will own our home free and clear. We can retire in our home, with no mortgage payment, or sell our home and use the money to retire. Virtually all home owners who own their home long enough to pay it off will make a profit. Why? Like any product, a home is controlled by the forces of supply and demand. As progress passes Your by, the location of Your home becomes more desirable and more valuable. Inflation becomes Your best friend and drives up the return on Your original cash investment. The Income Tax advantages are fantastic; the cost of Your home will be offset by the tax savings You will enjoy. You will save all the money You would have paid in rent, and invested that money in Yourself.

 

The emotional satisfaction and peace of mind Your own home offers is another reward of home ownership. You have the Right “to posses, use, peacefully enjoy, control, and dispose” of You Real Estate.

 

Therefore, since Your Real Estate purchase will influence so many aspects of Your life hire Yourself an experienced Professional to represent You and Your interests exclusively. The people at MARK ENGLISH REAL ESTATE are consummate professionals and want to serve You. Don’t leave the decision to buy Your home only to chance, don’t  just give it Your haphazard best, but put Yourself and Your financial future in the hands of an expert. Call us today at 303-674-0148, or Email us at markenglishrealestate@msn.com, or visit us on the web at www.EvergreenColoradoLiving.com. Please, register for Your FREE BUYER INCENTIVES.

 

WHEN TO INVEST IN EVERGREEN COLORADO REAL ESTATE

Sunday, December 28th, 2008

WHEN TO INVEST IN EVERGREEN COLORADO REAL ESTATE

 

Whether it is a home of Your own You are looking to buy, or You want to start investing in You lifetime financial security; everyone is wondering where is the bottom of the market. We are so afraid that we will pay too much, that we might miss the best buyers market in forty years. Surly You will ask me “how then Mark can we get the best price and not miss out on all the bargains?” Relax! I will show You.

 

What we do here at MARK ENGLISH REAL ESTATE is we create our own opportunities. You are right; if You procrastinate the market will pass You by. However, we will teach You how to put Yourself in the driver’s seat with what is called “a Short Sale.” In a Short Sale we contact the bank who owns a property You want, and we offer them less than they have into the property. Now, they can turn You down but, in today’s economy, with the large inventory that exists, many times they will accept. Not only will they accept but will also finance the property to a qualified buyer.

 

It takes skill and know how to secure a sale under these conditions, but we here at MARK ENGLISH REAL ESTATE can educate You and show You how it is done. With a Short Sale You effectively create Your own bottom of the market and leave Your competition in the dust. If the bank foreclosed for let’s say $300,000.00 and You offer $250,000 You have just established Your own bottom, and acquired a desirable property before the rest of the market was aware of it.

 

More important than some esoteric “bottom of the market” is to establish what a home is worth in the free market, and how can I make money by investing in it. The goal is not just to buy cheap, but to buy an income stream or lump sum profitable return. Making money is what it is all about, not just getting a deal.

 

Give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.EvergreenColoradoLiving.com and we will show You how to profit, when buying EVERGREEN COLORADO REAL ESTATE in these difficult economic times. Don’t forget to register for Your FREE BUYERS INCENTIVES.

 

HOME BUILDING COSTS IN EVERGREEN COLORADO

Saturday, December 13th, 2008

HOME BUILDING COSTS IN EVERGREEN COLORADO

 

Asking what it will cost to build a new home in the Rocky Mountains is akin to asking how much a new car will cost! What kind of car? The cost of any construction will depend on many things such as size, quality, design, and land. We are an Evergreen Colorado Custom Home Builder and have built many elegant homes in the Rocky Mountains.

 

COSTS PER SQUARE FOOT IN EVERGREEN COLORADO

 

Most customers ask how much is the cost per square foot? This is hard number to calculate because there are no real constants on which to base the price. For example, let’s say you have a well and a three bedroom septic which will cost approximately $30,000.00. If You divide that number into a 2000 square foot home the cost will be $15.00 /sq. ft., but if you home is 3000 square feet then the price will be $10.00 /sq. ft. The same is true for everything else. Let us say you have the same size kitchen, the same 2 ½ baths, the same two car garage the price will all depend on the size of your house. We haven’t even added in the cost of the land yet, which in the Rocky Mountains can cost anywhere from $20,000 to 2 million or more.

 

TYPE OF CONSTRUCTION

 

It is generally agreed that there are four basic types of construction depending on the quality of the project. Economy is production building and equivalent to the homes built by Richmond or Pulte. Average is next, which is economy with a few extra features. The third level is Custom. Custom will incorporate a more complicated design with above average quality in the material and workmanship. Last is the Luxury home which has a distinct or unique design and top of the line materials and craftsmanship. It takes an experienced builder to be able to define the differences; as an Evergreen Colorado Custom Home Builder we can advise you in the design and specification for each different class of home. This can be especially hard when all the different types are mixed and matched. The price you pay will depend on what you buy. If you hire a production contractor or sub contractor you will get an economy job. Unfortunately, I have seen many people pay custom or luxury prices for average or economy work because they are not educated buyers.

 

EVERGREEN COLORADO MOUNTAIN BUILDING

 

Evergreen Colorado Mountain building is a special kind of building. The land development is complicated and expensive. Land development is everything that is requires to prepare the site for construction and permitting. It includes but is not limited to Federal, State, and County approvals, tree cutting and removal, excavating and blasting, drainage plan, fire mitigation, well and septic design and installation, and house placement on the lot. Every lot in the mountains is unique and it is impossible to put a dollar figure that will satisfy all budgets. Buying land in the mountains is tricky business, and takes an experienced professional to guide You through the entire process; let us help You buy Your Evergreen Colorado Real Estate. Please call Mark English Real Estate to help you in the purchase of your land because many thousands of dollars can be wasted by a poor land purchase. Our expertise is FREE to You the buyer because we are paid by the sellers.

 

 

 

BEST GUESS

 

An educated guess for the square foot price in the Evergreen / Conifer area would be about $100.00 a square foot for economy to approximately $160.00 for a traditional custom home without the land and without the land development costs.

 

LET’S TALK

 

If you are in the market for a new home in the Rocky Mountains give us a call. We have three different building programs and can save you lots of time and money. The Best way to calculate the price of a home is to sit down and figure it out; to put real numbers to each and every item. We have FREE ESTIMATES and can help You.  We will act as a Consultant if you want to build yourself, Construction Manager, or a General Contractor. Please call us at 303-674-0148 or email us at markenglishbuilder@msn.com and we can plan a strategy together. Whatever you dreams are we can help from planning, to financing, to construction, to final trim. Don’t forget to register for Your FREE HOME BUYERS INCENTIVES.