Posts Tagged ‘MARK ENGLISH REAL ESTATE’

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EVERGREEN COLORADO REAL ESTATE

Tuesday, November 17th, 2009

EVERGREEN COLORADO REAL ESTATE

 

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

Points                                      Percentage used in home mortgage, is equal to 1% of the loan amount.

 

Policy Holder                          Someone who owns an insurance policy, he may or may not be the insured but may have an insurable interest.

 

There is no doubt that first impression are important, but after the initial whoa, we need to look closely at the type of windows in the home, the efficiency of the furnace or boiler, the condition of the roof and the tile work, look under the hood and kick all the tires, as they say. Many homes are advertised as having been completely redone, but only the tile, carpets and countertops were updated. The insulation in the walls is still vintage 1980, the furnace is old and inefficient, the windows leak heat and allow cold air to penetrate, and the roof will need to be replaced in a year or two.

 

Therefore, since Your Real Estate purchase is more than good looks, hire Yourself an experienced Professional to represent You and Your interests exclusively. The people at MARK ENGLISH REAL ESTATE are consummate professionals and want to serve You. Don’t leave the decision to buy EVERGREEN COLORADO REAL ESTATE only to chance, don’t just give it Your haphazard best, but put Yourself and Your financial future in the hands of an expert. Call us today at 303-674-0148, or Email us at markenglishrealestate@msn.com, or visit us on the web at www.EvergreenColoradoLiving.com. Please, register for Your FREE BUYER INCENTIVES.

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STOP DOUBLING DOWN WITH AN EVERGREEN COLORADO HOME LOAN

Sunday, May 3rd, 2009

STOP DOUBLING DOWN WITH AN EVERGREEN COLORADO HOME LOAN

 

When will we ever learn, Wall Street is not the indicator of our financial system, and it is not the panacea for all our economic woes. If you want to make money you will have to analyze your cash, and your assets, and manage them effectively.

 

Statistics reveal that the average household, of soon to retire baby boomers, has saved up less than $105,000 – that’s household not individual. The Baby boomers have been THE most successful and wealthy generation ever, in any society and in any time in history. Maybe its time we all examined the life time model that American society is foisting on us all! The buy a home and book a 30 fixed mortgage, while shoveling money at our 401k may not be the best paradigm.

 

If we resolved to pay our house off before we invested in Wall Street we would all be better off. If you took out a 300 thousand dollar mortgage at 6% for 30 years it would cost you $648,000.00 when you finally paid off your mortgage. If, on the other hand, you took out a 15 year mortgage you would only spend $455,760 – a savings of $192,240.00 or almost twice what the average household has saved for retirement. If you had three children you would have $64,000.00 for each to go to college; and please note if you put the money in a savings account at even 2% you would also have enough to buy all the books.

 

Now that your home is paid for in 15 years, you could take the amount of the mortgage payment, $2532.00, and invest the entire amount each month for the next 15 years in an IRA. That would give you a nest egg of $455,760.00 before earnings, and a home that is completely paid for and all college cost covered. Now that’s a new model that will make you financially independent when you retire – and don’t forget you will still receive a check from Social Security.

 

A home is a hard asset and is historically the best investment in troubles times. Not only will you make money but You can live in your investment, while you will enjoy special income tax treatment. We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

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EVERGREEN COLORADO REAL ESTATE

Wednesday, March 25th, 2009

TITLE INSURANCE FOR EVERGREEN COLORADO REAL ESTATE

 

When You contract to buy Real Estate Your broker should order a Title Insurance Policy, which will protect You against any defects in the Title. When the Title company receives the order the will run an abstract of title and issue a “Title Report.” The Title Report will detail the legal description of the property, the name of the legal owner at present, a list of all objections to the title, that is, encumbrances or claims on the title. Some claims on the title may be legitimate like sewer and water easements, water right easements, road ingress and egress, etc. Many title reports for subdivisions, condo and townhouse developments, and planned community developments are long and complicated. You will need a highly skilled professional Real Estate Broker like the people at MARK ENGLIH REAL ESTATE to completely read through the Title Report and explain it to You.

 

Most parcels of land have some encumbrances and the buyers agree to accept the title subject to these encumbrances. If the buy will not buy subject to some of the title requirements then he can negotiate with the seller to correct them, or the buyer can decide to not buy the property. The right of approval or non approval must be stipulated in the contract to buy, so You need an experienced Real Estate Broker, who is savvy to all the problems that may arise, and who will protect Your interests at all times.

 

Please give us a call. We are MARK ENGLISH REAL ESTATE and we are professional EVERGREEN COLORADO REAL ESTATE BROKERS. We have 40 years of experience and know how to protect You and Your financial assets. We are also an EVERGREEN COLORADO CUSTOME HOME BUILDER and can represent you in every transaction from land purchase to complete home. Contact us at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com .

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LEASING IN EVERGREEN COLORADO

Monday, January 5th, 2009

LEASING IN EVERGREEN COLORADO

 

Leasing a home or an apartment requires You to sign a legally binding contract called a Lease. The basics of a lease are actually simple, but the government and the courts have tried very hard to complicate the lease with paragraph after paragraph of legalese. The following is a list of the essentials needed for a valid. enforceable Lease:

 

  • The Lessor and the Lessee must have the capacity to enter into a contractual relationship. Both must be legally competent and legally able (for example, the lessor must be legally able to commit the property to a contractual agreement).
  • There must be a written agreement to let the property out, and an agreement to take the property into possession. This is called creating a tenancy and should be stated in definite terms.
  • There must be a sufficient legal description of the property in question.
  • The Term of the lease should be clearly stated. The term in this sense is the time that the lease will be in effect. A tenancy should be created for a defined length of time, like a mouth, a year, a set number of years etc.
  • There must be a consideration in which the tenant agrees to the cost of the lease. The cost does not necessarily have to be mone, but could be labor, farm produce, or anything agreed to by the parties.
  • The lease must be executed or signed.
  • The lease must be delivere, and accepted by the lesse, or their legally or duly authorized agent.

 

As You can see signing a lease to rent EVERGREEN COLORADO REAL ESTATE is a binding document and should not be done without careful consideration. We at MARK ENGLISH REAL ESTATE are licensed Colorado Real Estate Brokers and will advise You on You rights before You enter into Your lease. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.EvergreenColoradoLiving.com and click on Rental on the left navigation bar.

 

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THE WISE BUYER GETS THE BARGAIN IN EVERGREEN COLORADO REAL ESTATE

Sunday, January 4th, 2009

THE WISE BUYER GETS THE BARGAIN IN EVERGREEN COLORADO REAL ESTATE.

 

There is an old adage that most of us “are too poor to buy cheap.” This means that when You shop price and buy price, You are doomed to repair or replace the item You purchased long before You should. When buying EVERGREEN COLORADO REAL ESTATE You should take a careful look at every factor of the purchase, and compare each element with all the other alternatives, before making a final decision. The following is a list of some of the factors You should consider:

  • How old is the house and is the structure in need of repairs. If so, factor that into the price the home will cost over the next few years.
  • Most people would rather fix up a home too their taste rather than the taste of the previous owners, so look for homes not fixed up.
  • Be careful buying homes that are “fixed up” since most have just been redecorated not renovated. The important structural and mechanical upgrades have not been made.
  • A closer in, more convenient location can save You large sums of money in gas and travel time, even though they may cost more upfront. Consider all the times the kids need to be dropped off and picked up when analyzing a close in location.
  • If homes have unique features like a corner lot, a magnificent view, or a large lot the home will cost more but will also sell for more at a later date.
  • Don’t become house poor, but buy within Your means. The children will remember the vacations, the good times, the visits to relatives not the size of the mortgage payment. Live in the house; do not live for the house.
  • Get the best mortgage You can, so You are not over charged, and You will not incur the cost of refinancing at a later date. Seriously consider a 25 or 20 year loan if possible. We at DISCOUNT MORTGAGE SERVICES will give You honest, truthful advice on any EVERGREEN COLORADO MORTGAGE or EVERGREEN COLORADO HOME LOAN.

 

These are a few of the important things You should weigh carefully before making A decision. Give us a call at MARK ENGLISH REAL ESTATE at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.EvergreenColoradoLiving.com and let’s go over all the factors involved. Don’t forget to register for Your FREE BUYER INCENTIVES.

 

 

 

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EVERGREEN COLORADO REAL ESTATE

Tuesday, December 30th, 2008

HIRE MARK ENGLISH REAL ESTATE WHEN BUYING EVERGREEN COLORADO REAL ESTATE

 

When You think about it, there is nothing that affects our lives more than Real Estate. We are born in a house or hospital, we grow up in a house or apartment, we go to school in a School Building, we work in or from a commercial building, even when we die we are waked in a Funeral Home. Our fondest memories took place in that special home where we grew up and we can all remember Grandma’s house. All our human activity centers around Real Estate of some sort; The life time financial benefits of investing in a home are enormous.

 

REAL ESTATE THE MOST PROFITABLE INVESTMENT

 

For most of us, the most profitable investment we ever make will be our own home. Once we buy a home, if we just pay our monthly housing bill, in thirty years we will own our home free and clear. We can retire in our home, with no mortgage payment, or sell our home and use the money to retire. Virtually all home owners who own their home long enough to pay it off will make a profit. Why? Like any product, a home is controlled by the forces of supply and demand. As progress passes Your by, the location of Your home becomes more desirable and more valuable. Inflation becomes Your best friend and drives up the return on Your original cash investment. The Income Tax advantages are fantastic; the cost of Your home will be offset by the tax savings You will enjoy. You will save all the money You would have paid in rent, and invested that money in Yourself.

 

The emotional satisfaction and peace of mind Your own home offers is another reward of home ownership. You have the Right “to posses, use, peacefully enjoy, control, and dispose” of You Real Estate.

 

Therefore, since Your Real Estate purchase will influence so many aspects of Your life hire Yourself an experienced Professional to represent You and Your interests exclusively. The people at MARK ENGLISH REAL ESTATE are consummate professionals and want to serve You. Don’t leave the decision to buy Your home only to chance, don’t  just give it Your haphazard best, but put Yourself and Your financial future in the hands of an expert. Call us today at 303-674-0148, or Email us at markenglishrealestate@msn.com, or visit us on the web at www.EvergreenColoradoLiving.com. Please, register for Your FREE BUYER INCENTIVES.

 

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WHEN TO INVEST IN EVERGREEN COLORADO REAL ESTATE

Sunday, December 28th, 2008

WHEN TO INVEST IN EVERGREEN COLORADO REAL ESTATE

 

Whether it is a home of Your own You are looking to buy, or You want to start investing in You lifetime financial security; everyone is wondering where is the bottom of the market. We are so afraid that we will pay too much, that we might miss the best buyers market in forty years. Surly You will ask me “how then Mark can we get the best price and not miss out on all the bargains?” Relax! I will show You.

 

What we do here at MARK ENGLISH REAL ESTATE is we create our own opportunities. You are right; if You procrastinate the market will pass You by. However, we will teach You how to put Yourself in the driver’s seat with what is called “a Short Sale.” In a Short Sale we contact the bank who owns a property You want, and we offer them less than they have into the property. Now, they can turn You down but, in today’s economy, with the large inventory that exists, many times they will accept. Not only will they accept but will also finance the property to a qualified buyer.

 

It takes skill and know how to secure a sale under these conditions, but we here at MARK ENGLISH REAL ESTATE can educate You and show You how it is done. With a Short Sale You effectively create Your own bottom of the market and leave Your competition in the dust. If the bank foreclosed for let’s say $300,000.00 and You offer $250,000 You have just established Your own bottom, and acquired a desirable property before the rest of the market was aware of it.

 

More important than some esoteric “bottom of the market” is to establish what a home is worth in the free market, and how can I make money by investing in it. The goal is not just to buy cheap, but to buy an income stream or lump sum profitable return. Making money is what it is all about, not just getting a deal.

 

Give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.EvergreenColoradoLiving.com and we will show You how to profit, when buying EVERGREEN COLORADO REAL ESTATE in these difficult economic times. Don’t forget to register for Your FREE BUYERS INCENTIVES.

 

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HOME BUILDING COSTS IN EVERGREEN COLORADO

Saturday, December 13th, 2008

HOME BUILDING COSTS IN EVERGREEN COLORADO

 

Asking what it will cost to build a new home in the Rocky Mountains is akin to asking how much a new car will cost! What kind of car? The cost of any construction will depend on many things such as size, quality, design, and land. We are an Evergreen Colorado Custom Home Builder and have built many elegant homes in the Rocky Mountains.

 

COSTS PER SQUARE FOOT IN EVERGREEN COLORADO

 

Most customers ask how much is the cost per square foot? This is hard number to calculate because there are no real constants on which to base the price. For example, let’s say you have a well and a three bedroom septic which will cost approximately $30,000.00. If You divide that number into a 2000 square foot home the cost will be $15.00 /sq. ft., but if you home is 3000 square feet then the price will be $10.00 /sq. ft. The same is true for everything else. Let us say you have the same size kitchen, the same 2 ½ baths, the same two car garage the price will all depend on the size of your house. We haven’t even added in the cost of the land yet, which in the Rocky Mountains can cost anywhere from $20,000 to 2 million or more.

 

TYPE OF CONSTRUCTION

 

It is generally agreed that there are four basic types of construction depending on the quality of the project. Economy is production building and equivalent to the homes built by Richmond or Pulte. Average is next, which is economy with a few extra features. The third level is Custom. Custom will incorporate a more complicated design with above average quality in the material and workmanship. Last is the Luxury home which has a distinct or unique design and top of the line materials and craftsmanship. It takes an experienced builder to be able to define the differences; as an Evergreen Colorado Custom Home Builder we can advise you in the design and specification for each different class of home. This can be especially hard when all the different types are mixed and matched. The price you pay will depend on what you buy. If you hire a production contractor or sub contractor you will get an economy job. Unfortunately, I have seen many people pay custom or luxury prices for average or economy work because they are not educated buyers.

 

EVERGREEN COLORADO MOUNTAIN BUILDING

 

Evergreen Colorado Mountain building is a special kind of building. The land development is complicated and expensive. Land development is everything that is requires to prepare the site for construction and permitting. It includes but is not limited to Federal, State, and County approvals, tree cutting and removal, excavating and blasting, drainage plan, fire mitigation, well and septic design and installation, and house placement on the lot. Every lot in the mountains is unique and it is impossible to put a dollar figure that will satisfy all budgets. Buying land in the mountains is tricky business, and takes an experienced professional to guide You through the entire process; let us help You buy Your Evergreen Colorado Real Estate. Please call Mark English Real Estate to help you in the purchase of your land because many thousands of dollars can be wasted by a poor land purchase. Our expertise is FREE to You the buyer because we are paid by the sellers.

 

 

 

BEST GUESS

 

An educated guess for the square foot price in the Evergreen / Conifer area would be about $100.00 a square foot for economy to approximately $160.00 for a traditional custom home without the land and without the land development costs.

 

LET’S TALK

 

If you are in the market for a new home in the Rocky Mountains give us a call. We have three different building programs and can save you lots of time and money. The Best way to calculate the price of a home is to sit down and figure it out; to put real numbers to each and every item. We have FREE ESTIMATES and can help You.  We will act as a Consultant if you want to build yourself, Construction Manager, or a General Contractor. Please call us at 303-674-0148 or email us at markenglishbuilder@msn.com and we can plan a strategy together. Whatever you dreams are we can help from planning, to financing, to construction, to final trim. Don’t forget to register for Your FREE HOME BUYERS INCENTIVES.

 

 

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RELOCATING TO EVERGREEN COLORADO

Saturday, December 13th, 2008

RELOCATING TO EVERGREEN COLORADO

 

If You are considering relocating to Evergreen Colorado, You would be wise to hire a seasoned professional who will give You the competitive edge You will need to make the best purchase possible when buying EVERGREEN COLORADO REAL ESTATE. Almost all real estate agents depend on the Multiple Listing Service (MLS) to provide them with an inventory of homes to show prospective buyers. This is a sound strategy and Mark English Real Estate is a member in good standing of the three major MLS services which cover the eastern half of Colorado. We are experts at using all the MLS services to the advantage of our customers. However, there is another whole world of possibilities out there for the aggressive Buyer.

 

EXPAND YOUR HORIZONS

 

Many older homes listed for sale are on the best lots, and are in the most prestigious subdivisions, and are at the nicest locations. These are vintage 1975- 1995, and they look and feel like “older” homes. These homes are not well insulated and the building mechanicals and construction systems are outdated. The attics and walls have 3 inch insulation, and they have old carpets, and low tech heaters and hot water tanks. What we recommend toYou is to expand Your horizon, and consider buying and building, or buying and updating, or buying and renovating. Now! we can look at the homes in the best locations with a new eye. We can look with an eye towards what can be and not only what is. We can make an offer that reflects the cost of what needs to be done. The best purchases are always made when we have the largest selection available. That is why we shop at department stores and buy our groceries at the larger stores.

 

Give Mark English Real Estate a call and let’s discuss ALL the possibilities. Please, call us at 303-674-0148 or email us at markenglishrealestate@msn.com ; and don’t forget to sign up for our FREE INCENTIVES.

 

 

 

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RENTING EVERGREEN COLORADO REAL ESTATE

Friday, December 12th, 2008

RENTING EVERGREEN COLORADO REAL ESTATE

 

There are times in Your life when renting is the beat option. Here are a few things You might want to consider when looking for a home to rent:

  • If You are planning to eventually buy make sure You are renting in the same school district that You will be buying in so that the children will not have to change schools.
  • In this time of volatile gas prices, rent somewhere close to public transportation.
  • Before signing the lease, look at the bottom line for all Your housing needs. If the house has electric heat it could easily cost You $200.00 to $300.00 dollars more a month that with gas heat. Verify that there is an online provider at the house and that the cost will be reasonable.
  • Utilities must be factored in; many homes will require you to pay for water, sewer, and garbage.
  • If You do not already have a pet don’t get one. Virtually all landlords will want an additional security deposit of about $300.00 per pet and many will want pet rent.
  • In a tight market consider a long term lease for a fixed rent and avoid yearly rent increases.

 

RENTAL MARKET IS GETTING TOUGH

 

Many people have had their homes foreclosed, while others can not afford to buy in a tough mortgage market, so the rental market is getting tight. Start looking early and weigh all Your options carefully. Mark English Real Estate manages many fine rental properties and we will welcome the opportunity to help You find a home to rent. Please, give us a call at 303-674-0148 or email us at markenglishrealestate@msn.com  or maby you need to do a home loan refinance in Evergreen Colorado call uf for that too.

 

 

 

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