Posts Tagged ‘LAND FOR SALE EVERGREEN COLORADO’

AMANDMENT 61 AND DEBT PROHIBITION FOR EVERGREEN COLORADO REAL ESTATE

Monday, December 28th, 2009

AMANDMENT 61 AND DEBT PROHIBITION FOR EVERGREEN COLORADO REAL ESTATE

 

Glory, Glory Hallelujah we will finally have a Colorado Constitutional Amendment that will stop our state government from borrowing us into oblivion. This amendment will forbid local and state governments from loading down the citizens of Colorado with un-needed and un-wanted debt. It is the debt of the Colorado State government which is pushing us towards bankruptcy. Its time we realized that freeing the citizens from stifling debt will set the Colorado Economy free and then we will have all the cash we need to pay for all the projects the citizens want.

 

Profits, generous salaries in the private sector, business expansion, solid markets for Colorado industry is what pays for new buildings and high tech improvements not more dept, with its stifling interest, to weigh us all down.

 

We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES (www.aloan2own.com) and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES

EVERGREEN COLORADO REAL ESTATE

Friday, November 27th, 2009

EVERGREEN COLORADO REAL ESTATE

 

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

Public Trustee            Office created by statute by which a county official is appointed to act on behalf of the public in administering deeds of trust.

 

Purchase Agreement             A sales contract between a buyer and a seller of real property where earnest money is given to bind the offer that was made in the purchase agreement.

 

 

It is imperative for You to protect yourself when buying EVERGREEN COLORADO REAL ESTATE. The rights You have in your new home can be compromised if You are not protected. Be careful, and hire a professional agent who represents Your interests exclusively, and not the sellers. Franchise agents represent a large number of sellers and by Colorado State Law owe all their loyalty and allegiance to their sellers – NOT YOU. Please, call MARK ENGLISH REAL ESTATE; we have the experience and freedom to represent You and Your interests exclusively. Contact us at 303-674-0149, Email us at markenglishrealestate@msn.com, or visit us on the web at www.evergreencoloradoliving.com. We are Your one stop shop for all Your Real Estate needs. Don’t forget to register for your FREE BUYER INCENTIVES.

TITLE INSURANCE FOR EVERGREEN COLORADO REAL ESTATE

Monday, October 19th, 2009

TITLE INSURANCE FOR EVERGREEN COLORADO REAL ESTATE

 

In recent years every EVERGREEN COLORADO REAL ESTATE transaction centers on the title insurance policy. Years ago we would get an abstract of title from a local lawyer who would search the title as far back as the county records would allow and give you his or her opinion as to whether the title was free of defects. Bankers and Mortgage companies would accept the abstract from the lawyer as proof of a sound title to the land they were accepting as security for a loan.

 

The Title insurance is still based on an abstract run in house by the Title Company who then issues a Title Insurance Policy insuring you against any claims brought that would challenge your rights in the land you purchased. This is insurance against loss or damage resulting from the defects or failure of title to a particular parcel of real estate, or from the enforcement of liens existing against the title at the time of the insurance.

 

Title is usually provided by the seller who is guaranteeing the product, so to speak, that they are selling. It is imperative for You to protect yourself when buying EVERGREEN COLORADO REAL ESTATE. The rights You have in your new home can be compromised if You are not protected. Be careful, and hire a professional agent who represents Your interests exclusively, and not the sellers. Franchise agents represent a large number of sellers and by Colorado State Law owe all their loyalty and allegiance to their sellers – NOT YOU. Please, call MARK ENGLISH REAL ESTATE; we have the experience and freedom to represent You and Your interests exclusively. Contact us at 303-674-0149, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com . We are Your one stop shop for all Your Real Estate needs. Don’t forget to register for your FREE BUYER INCENTIVES.

WATER RIGHTS BIG BUSINESS FOE EVERGREEN COLORADO REAL ESTATE

Monday, October 12th, 2009

WATER RIGHTS BIG BUSINESS FOE EVERGREEN COLORADO REAL ESTATE

 

Colorado, as many western states, has many complicated water rights laws. These laws have evolved through the centuries and have taken on a personality all their own. They are often the result of history and each state has adapted their water laws to their experience. There really is no universal water law that each state copies and just edits for its own use.

 

As a result many of the laws are seeming non-sense and it’s only with study, in the light of a historical perspective, that they begin to come into focus. Most people are not really concerned with where the water from their faucet comes from but if you want to build a home or buy a large parcel of land then you should hire a Real Estate Broker who understands water rights in Colorado. Even developed land is affected by water rights. When you consider buying a building lot you must add the cost of the sewer and water tap fees into the cost of your land.

 

As with everything that the government gets involved with the greater portion of the expenses is the result of legal fees. But please note that these water sewer and tap fees could easily be 40 to 50 thousand dollars per building lot for EVERGREEN COLORADO REAL ESTATE and in many other parts of the state.

 

As You can well imagine Real Estate has become a very complicates business that effects every aspect of our lives. The wise Buyer uses a Professional Real Estate Agent like the experts at MARK ENGLISH REAL ESTATE to fully protect their interests and insure the profitability of their investments. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com, or visit us on the web at www.EvergreenColoradoLiving.com. Don’t forget to register for Your FREE BUYER INCENTIVES.

WARRANTY DEEDS FOR EVERGREEN COLORADO REAL ESTATE

Friday, October 2nd, 2009

WARRANTY DEEDS FOR EVERGREEN COLORADO REAL ESTATE

 

The most common type of deed for EVERGREEN COLORADO REAL ESTATE is the Warranty Deed. A warranty deed is proof of ownership in which the grantor warrants good, clear title to You. It is a deed which contains covenants guaranteeing the quality of the title it conveys. In Colorado the Warranty Deed imputes warranties and covenants with the use of specific words. These warranties and covenants are “granted” to the new buyer by the seller.

The usual covenants of title are the warranties of seisin (possession), quiet enjoyment, right to convey, freedom from encumbrances and defense of title against all claims.

 

More and more today we are seeing other deeds rather than Warranty Deeds. Many of the planned housing developments, both single family and condo/townhouse projects, are offering Special Warranty Deeds which place far more restrictions on the property owners. So know what you are getting when you buy Your new home.

 

It is imperative for You to protect yourself when buying EVERGREEN COLORADO REAL ESTATE. The rights You have in your new home can be compromised if You are not protected. Be careful, and hire a professional agent who represents Your interests exclusively, and not the sellers. Franchise agents represent a large number of sellers and by Colorado State Law owe all their loyalty and allegiance to their sellers – NOT YOU. Please, call MARK ENGLISH REAL ESTATE; we have the experience and freedom to represent You and Your interests exclusively. Contact us at 303-674-0149, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com . We are Your one stop shop for all Your Real Estate needs. Don’t forget to register for your FREE BUYER INCENTIVES.

DEBT MANAGEMENT AND THE GOOD LIFE FOR EVERGREEN COLORADO REAL ESTATE

Wednesday, September 30th, 2009

DEBT MANAGEMENT AND THE GOOD LIFE FOR EVERGREEN COLORADO REAL ESTATE

 

We have created a society where we all want what we want when we want it. There is no longer any thought for waiting until we can better afford something we just whimsically buy it. We “charge it” and think that we will just pay it off later. We seldom calculate the interest and the amount of time it will take or that we will not be able to buy anything new without going deeper into debt in the future. We generally do not analyze the need for what we buy or the real necessity for what we purchase.

 

We don’t realize the amount of time out of our lives we will have to work to pay the bill plus all the interest. The net result is that we have too much debt and we are unable to afford the important things in life that will actually add to our financial well being rather that hurting it. Our credit card debt becomes over burdening and we can’t afford a nice home to live in because we have weighed ourselves down with useless debt.

 

I believe that we should teach debt management to all our children in school and credit should be treated as a sacred thing to be used judiciously for a solid purpose and not used in a frivolous way. We should require all our government institutions to balance their budgets and forbid them to borrow money. We must weigh the cost before committing ourselves and our future to unneeded debt.

 

One of the few remaining investments that will legally protect your financial resources is Real Estate. Real Estate is still the best money making investment available. Please, give us a call, and let’s craft a plan for You to profit, and a plan to keep your profits, in this economy. Contact us at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES; we are your one stop shop for all your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE needs. We are at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com

PRICES ARE STABILIZING FOR EVERGREEN COLORADO REAL ESTATE

Sunday, August 30th, 2009

PRICES ARE STABILIZING FOR EVERGREEN COLORADO REAL ESTATE

 

Although the prices for EVERGREEN COLORADO REAL ESTATE are lower than they were during the market peak several years ago the prices are now stabilizing and even starting to increase. Buyers are finding an ever increasing reluctance by sellers to lower their prices and are frustrated that they can no longer “steal” a house.

 

I would not say that the market has turned and it is still a buyers market but the days of deep cuts in pricing are quickly fading away. Even foreclosures are being re-listed on the MLS for full value and mortgage applications are rising as sellers get some long awaited relief.

 

There is still time to get in on the savings but time is running out. Now is the time to act. Whether you are a home buyer, seller, or an investor contact us and we will examine all Your options. We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES (www.aloan2own.com ) and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

IS THE RECESSION OVER IN EVERGREEN COLORADO REAL ESTATE?

Wednesday, August 5th, 2009

IS THE RECESSION OVER IN EVERGREEN COLORADO REAL ESTATE?

 

You hear it on TV by the talking heads and see it on magazine covers that the Recession is over, but is that true?. Layoffs have slowed since many businesses have cut as many jobs as they can, and the stock market is rising also signaling a possible recovery around the bend.  Many economists are changing their theory and now saying things seem to be getting better or leveling off with the economy beginning to grow again in the third quarter, but that unemployment will continue to rise as a lagging indicator.

 

The retail sector showed some signs of strength in June in such categories as electronics, appliances and sporting stores, however, merchandise chain stores and large retailers like Walmart actually fell while clothing stores were unchanged.

 

Wholesale prices rose fueled by higher gas prices at the pump as well as higher food prices at the grocery stores

 

Some homebuilders have started building again.  Housing starts and permits have risen for a second month possibly showing some signs of a recovery.   The Commerce Department reported last Friday, July 31, 2009 that the housing market is starting to stabilize with housing starts rising to 3.6%.  Of course this is great news for those of us who want to purchase a new home. 

 

It does seem as you weed through the numbers and figures, that there may be a chance of a slight recovery in the second half of the year.  Some reports do give a glimmer of hope.

 

Homes purchases are still the fuel that churns this economy and now a great time to take advantage of the low housing prices before the inventory falls and prices start to increase. Don’t be left out in the cold, if you are contemplating purchasing a new home, get pre-approved now so when you do find the home you want you are ready to close quickly.  Go to www.aloan2own.com today and fill out an application.

 

We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

THE PROBLEM WITH BUYIN FORECLOSURES ON EVERGREEN COLORADO REAL ESTATE

Wednesday, July 29th, 2009

THE PROBLEM WITH BUYIN FORECLOSURES ON EVERGREEN COLORADO REAL ESTATE

The greatest savings on any distressed property is to go and bid at the Public Trustee Sale held at the county office of the Public Trustee. There are several problems that must be dealt with if you decide to go this route. You may not encounter every problem but you should have a plan in place just in case.

·        Many homes are occupied and you can’t get in to see the condition let alone inspect the property for major defects or structural problems.

·        Often when the former owners move out they strip the house of everything they can sell like cabinets, appliances, furnaces, interior doors etc. so you should set aside the money to do all the repairs.

·        In colder climates the foreclosed owners turn off the heat and all the pipes freeze before you can get legal assess to the house.

·        The bank almost always will bid the amount of the mortgage principal owed on the home. That amount may or may not be a bargain price. You must do due diligence and establish what the home is worth in today’s market. This may be a problem if you do not know the condition of the home.

·        If the occupants do not move you will have to evict them. Again this may be a problem because the courts are sympathetic to the plight of the occupants and not to nasty investors.

·        There may be junior lien holders that you will have to negotiate with, if they are willing to exercise their right of redemption.

·        When you go to the auction you will need to have the cash to buy the home. Since you do not own the home yet you can not get a mortgage. If you don’t have the necessary amount you will need to borrow it from what is known as a “had money lender.” Be careful dealing with hard money guys if you don’t know what you are doing. We at DISCOUNT MORTGAGE (www.aloan2own,com ) can help.

Give us a call we’ll step you through the process. The only one who will protect you and your assets is YOU. The savvy Buyers are hiring a PROFESSIONAL REAL ESTATE BROKER like MARK ENGLISH REAL ESTATE to represent their needs, wants, and desires exclusively. Please, give us a call and let’s review all Your options. We are an EVERGREEN COLORADO CUSTOM HOME BUILDER as well as MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES. We know land and we know financing and will work hard to prosper You. Contact us at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for our FREE REAL ESTATE OR MORTGAGE BUYER INCENTIVES.

HEALTH CARE – TAXES – AN YOUR FINANCIAL FUTURE WITH EVERGREEN COLORADO REAL ESTATE

Thursday, July 2nd, 2009

HEALTH CARE – TAXES – AN YOUR FINANCIAL FUTURE WITH EVERGREEN COLORADO REAL ESTATE

 

The news drones on each with talk of higher and higher taxes. This cap and trade, by even the most conservative estimates, will cost each person $250.00 to $350.00 dollars each year and steadily rise. That equates to an increased energy burden of $1,000.00 to $1,400.00 dollars per family of four. If you use a lot of electricity because you have electric heat or use you air conditioner in the summer you will pay much more. There will be no more drilling for oil and gas, and OPEC already is raising prices on the assumption that the Obama administration is going to severely curtail all drilling. Many states, like Colorado, have already eliminated most of the drilling on state and Federal land, driving the oil and gas business in Colorado into a major depression.

 

America is finding out that Obama had his fingers crossed behind his back when he said no new taxes. Any logical person knew that America was already bankrupt, and was bankrupt before President Obama arrived in Washington. But “hope springs eternal within the human breast.” Many people I speak to think that some rich guy or gale is going to pay for their free health care. Folks you are that rich guy and gal.

 

While all your fellow citizens are eyeing you income and your assets as a source of their health care, you had better realized that the government is your adversary. The bureaucracy is you enemy and they are passing legislation to confiscate your resources to fund their foolish agenda. You must protect yourself and insulate yourself from the greedy tax man.

 

Investing in Real Estate is the only option for Main Street. It’s the only investment that will shelter you income and your profits. It’s time to return to the fundamentals. If You want to prosper in these tough times you will need to earn a profit, protect it from the IRS, and can’t just depend on stock price speculation, or bond interest which is less than inflation. Now is the time to be successful; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s plan you retirement income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.