Posts Tagged ‘Evergreen Colorado Mortgage Refinance’

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EVERGREEN COLORADO REAL ESTATE

Sunday, December 27th, 2009

EVERGREEN COLORADO REAL ESTATE

 

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

Restoration                            Restore or renovate a property to its original appearance.

 

It’s time to return to the fundamentals. If You want to prosper in these tough times you will need to earn a profit, not just depend on stock price speculation, or bond interest which is less that inflation. Now is the time to be successful; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2own.com)  and let’s plan you retirement income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

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LOOKING BOTH WAYS FOR EVERGREEN COLORADO REAL ESTATE

Monday, December 14th, 2009

LOOKING BOTH WAYS FOR EVERGREEN COLORADO REAL ESTATE

 

It seems to me that you can look at the future of our economy two ways: first, we can try hard to return to what we had in the past or, secondly, we can forge ahead into the future creating a completely new reality.

               

The Obama administration is trying to re-establish the old job market, re- turn to the worn out tax and spend policies of LBJ and Jimmy Carter, re-nominate Bernaki to the Federal Reserve to continue the same old failed policies, re-confirm our losing trade agreements with the global market, re-ject the energy independence possible with our domestic oil and gas industry, and try to recreate yesterdays prosperity with old worn out tools. There is no innovation, no change, no new ground but only a nostalgic hope in past glories.

 

What we need is new ideas. The old jobs are not coming back. $100,000 jobs for professional are becoming $40,000 jobs in India, Brazil or China. Our education from first grade through college and beyond is totally ineffective. Our graduates cannot compete against the students from India, Europe, Korea, and South America. It seems even our Ivy League universities are producing illogical, socialistic, unthinking pedantic bores without a new idea among them and not one ounce of common sense to their names.

 

It’s time for new thinking, fresh ideas, brave new concepts that will move us into an exciting future.

 

The best and most dependable investment is local Real Estate investing, and not dumping your money down the Wall Street Toilet. It is the time to be successful gives us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2own.com) and together we will plan you retirement income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment in EVERGREEN COLORADO REAL ESTATE, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com, or visit us on the web at www.evergreencoloradoliving.com

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EVERGREEN COLORADO REAL ESTATE

Thursday, September 3rd, 2009

EVERGREEN COLORADO REAL ESTATE

 

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

Option                                     A right given to a person to purchase or lease property for a specified amount and agreement of terms for a certain period of time.

 

Option To Purchase               A bilateral contract giving the prospective buyer the opportunity to purchase the property with a certain period of time for a specified amount.

 

 

Prices are at the lowest level in years, mortgage interest rates are at historic lows, sellers are willing to help you buy your dream home, and we are here to help. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

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MAKING MONEY THE OLD FASHIONED WAY WITH EVERGREEN COLORADO REAL ESTATE

Sunday, August 16th, 2009

MAKING MONEY THE OLD FASHIONED WAY WITH EVERGREEN COLORADO REAL ESTATE

 

What does making money really mean? If you invest in either stocks and bonds or EVERGREEN COLORADO REAL ESTATE you are hoping to generate a cash return that can be reinvested to compound your earnings. Eventually you will want to convert the investment into an annuity that will pay you an income at some point, say when the kids go to college or you retire.

 

You need a steady and reliable source of income because your retirement expenses must be paid on a monthly basis. You need a constant source that is keyed to inflation so it will keep up with your expenses. And you want an income that will survive you and can be passed along to the next generation.

 

We have all learned, Wall Street in totally incapable of providing this kind of income. We all tend to forget, our tax money just bailed out all these high priced investment managers. If they paid back all the bail out money the equity in the stock market would be running a huge negative, but we have moved on as if nothing has happened. We continually send our 401k money to Wall Street and they will continue to lose it while charging you high management fees. Why you need to pay large management fees for someone to lose your money I don’t understand!

 

There is still one investment that will earn you substantial profits and shelter those profits from the tax man. Buying a home of your own will allow you to buy and pay off your house, and then sell it when you retire tax free – if you can and will protect this last great investment from your government. Now is the time to be successful; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (http://www.evergreencoloradoliving.com)  and let’s plan you investment income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

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RENTING VERSUS BUYING IN EVERGREEN COLORADO REAL ESTATE

Tuesday, August 4th, 2009

RENTING VERSUS BUYING IN EVERGREEN COLORADO REAL ESTATE

 

Are you trying to decide whether or not to purchase a new home or continue to rent in this current real estate environment, maybe now is the time to get serious about buying real estate in Colorado. 

 

Homes prices have dropped to affordable levels, plus interest rates are at all times lows as well, making this the best Buyer’s market in years.  The Federal Government too, is trying to make it more affordable by giving a one-time $8000 tax credit to first time homebuyers.  This tax credit terminates November 30, 2009, so if you are thinking about purchasing, now is the time!

 

If you are currently renting, then STOP throwing your money down the drain and start saving money.  Compare what your rent is versus what a mortgage would be on a new home.  You will be surprised to see that after your tax-deduction, you might actually be paying less on your new home than you were paying in rent and have a larger home to boot.  

 

Foreclosed homes are another option; there are some really great deals being made on these homes.  They do tend to need more TLC than most, but if restoration is your specialty, then a foreclosed home is for you. 

 

There is still a great selection of homes to choose from, however, the National Association of Realtors has just released its report stating that the real estate market is starting to turn around with home sales on the rise for the last four months.  When the inventory starts to shrink, then home prices will start to rise, so now is the time to take advantage of this great opportunity to purchase a new home.  

 

In spite of what you have heard, banks are still giving loans to qualified buyers.  If you would like to get pre-approved, go to www.aloan2own.com and fill out an application. Give us a call at MARK ENGLISH REAL ESTATE and we will show you how to think outside the box. Whether you are a buyer, seller, or investor we can help you realize you goals. Now is the time to act. Don’t let the best buyers market on 80 years pass you by. Please contact us; it is a great time to invest in EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. Interest rates are at an all time low and we can help you finance your purchase or refinance you EVERGREEN COLORADO HOME LOAN. Please, call us today at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com . We are THE on stop shop for all your Real Estate needs; from Real Estate, to Commercial, to Financing, to construction – WE WILL SAVE YOU TIME AND MONEY.

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BUILDING INCOME IN EVERGREEN COLORADO REAL ESTATE

Friday, June 5th, 2009

BUILDING INCOME IN EVERGREEN COLORADO REAL ESTATE

 

It is extremely important that each one of us have a strategy when it comes to investing. So often the national financial media equates wealth building with income building. Their theory is that if your stocks go up in value you will have a well funded retirement. This is just not true. Many, if not most stocks do not pay a dividend, while others pay very little. The average stock pays far less than 2 % of the buying price in dividends. That translates into a $20,000 dollar a year income if you had a million dollars worth of stock. The average household in America close to retirement age has only $104,000 in assets. Most couples can not save up a million dollars in a life time, and most can’t live on 20K a year, even if they did accumulate a million dollars worth of stocks.

 

This is further diminished by all the fees portfolio managers charge, and the unearned income tax that we, both rich and poor, are required to pay. If your million dollars is in an IRA, then when you retire you will start to pay the taxes on your IRA savings that were deferred during your working years. I honestly do not think most people have analyzed all the factors involved in opening and depending for retirement on an IRA.

 

The only real alternative for us average people is to invest in Real Estate. A rental property will pay for itself over time, produce income, and shelter that income from the unrelenting grasp of the IRS. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

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EVERGREEN COLORADO REAL ESTATE

Saturday, May 16th, 2009

EVERGREEN COLORADO REAL ESTATE

 

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

Lease Option                          A clause in an agreement giving the tenant an option to purchase the home with certain conditions.

 

Legal Description                  Description of a parcel of land by lot numbers on a recorded plat, metes and bounds, easements and encroachments, if any, etc.

 

Legal Title                              Title without any ownership of or possession to property.  Typically title given to the trustee in a deed of trust.

 

 

 

We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at http://www.evergreencoloradoliving.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

 

 

 

 

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BE PREPARED

Thursday, May 14th, 2009

BE PREPARED

 

Some of the major banks have paid back the TARP money that was forced upon them several months ago. They said that they did not need it then and don’t need it now. The alarming development is that now that vast amounts are being paid back, the treasury will not pay back the American tax payer. They are going to foist it upon other banks who don’t need it and don’t want it.

 

It is coming apparent that in spite of all this money circulating, the banks have written fewer loans than a year ago, the unemployment is still rising at an alarming rate, corporate income is down, corporate profits are way down, and the foreclosures are rising according to RealTracInc. Maybe it is time to dust off the history books and read up on what really did get us out of the depression of 1929.

 

The answer is, of course, capitalism. Companies were selling goods and services to Uncle Sam and the Allies to fight the War. After the war we were rebuilding the devastation caused by the war. If we are going to pull ourselves out of this recession we need to revitalize the private economy and start stimulating the consumer, not the government. The profits that the capital system generated paid off the WWII spending. By the late 1960’s we had paid off all the national debt and had no deficit at all.

 

Right now we are trying our hardest to outspend the American Economy. If we succeed, we will only drive ourselves further into national bankruptcy. It is up to us to protect ourselves from the tax storm to come. EVERGREEN COLORADO REAL ESTATE will legally shelter you from the inevitable tax burden on the horizon. Now is the time to be successful; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s plan you retirement income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com. And don’t forget to sign up for your FREE BUYER INCENTIVES.

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THE MUCH MORE OF YOU EVERGREEN COLORADO REAL ESTATE INVESTMENT

Sunday, April 26th, 2009

THE MUCH MORE OF YOU EVERGREEN COLORADO REAL ESTATE INVESTMENT

 

One of the most delightful advantages of buying a home of your own is that it is an investment that you can live in. You can’t live in your stock portfolio, nor can you live in your mutual funds or CDs, and You can’t live in you silver and gold; but you can live in your home.

 

Your Uncle Sam has given you Real Estate preferred tax treatment and, if you sell, your profit is completely tax free. Is there anyone who would not have a better retirement if they entered their senior retirement living in a home that is totally paid?

 

When we look at the “greatest generation,” which are now the richest segment of our population, we find that there wealth is almost entirely a result of the Real Estate investment they made in their home. It is their home that is the goose that laid the golden egg, and gave them the resources to retire comfortably.

 

So please consider, and put first things first, by establishing yourself  and your family in the present, before we start to plan for a future retirement without a firm foundation to begin with. Plant your feet in a home of your own and then start playing the stock market roulette game.

 

We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES

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EVERGREEN COLORADO REAL ESTATE

Thursday, April 23rd, 2009

EVERGREEN COLORADO REAL ESTATE

 

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

Impound Account                   Money collected by the lender or mortgage holder on a monthly basis to pay such things as homeowner’s insurance, property taxes.

 

Improvements                        An addition, repairs, replacements used to enhance the value of the property.  Usually buildings, but may include streets, sidewalks, utilities, etc.

 

Income Net                             Gross income minus all expenses and taxes equals Net Income. Is also the profit for the business.

 

 

Please give us a call; we are concerned about You and Your needs. We will educate You so that You will have the advantage. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE INCENTIVES on our web site.

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