Posts Tagged ‘CONIFER COLORADO HOME LOANS’

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

Tuesday, April 7th, 2009

REAL ESTATE DEFINITIONS FOR EVERGREEN COLORADO REAL ESTATE

 

First Mortgage                       Considered the First Lien holder (first place) of a mortgage or the one whose position has priority over all other encumbrances. The first to get paid in case of a default.

 

First Right of Refusal            Gives a person the first chance to purchase the property when it becomes available before anyone other offer.

 

Fixed Charges                        Charges that do not change but remain the same, such as property taxes and insurance.

 

Please give us a call at DISCOUNT MORTGAGE SERVICES, for the best prices in Colorado, at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.EvergreevColoradoLiving.com . Please, register for Your FREE MORTGAGE BUYER INCENTIVES when purchasing an EVERGREEN COLORADO MORTGAGE or an EVERGREEN COLORADO HOME LOAN.

FAST MONEY AND THE ECONOMY

Sunday, March 29th, 2009

FAST MONEY AND THE ECONOMY

 

Velocity is the speed at which money or dollars change hands in the economy. If a dollar changes hands 100 times a year then its velocity is said to be 100. The conventional wisdom is that a dollar changes hands 7 times a month or 84 times a year. Here in is the age old controversy over tax revenues and tax deductions.

 

When a dollar is here in the Colorado economy, and more particularly in the Evergreen, it is circulated 7X each month. When You go to work you receive the dollar and you pay your taxes and earn a profit; then you take the dollar and give it to the local grocery store, and pay sales taxes. There, they make a profit, creating jobs, and pay taxes and salaries; now their employees take the dollar in salary and spend it at the gas station. The gas company creates jobs and makes payroll, generates a profit, pays local taxes, and gives the dollar to the trucker driver who delivers the gas. And so it goes, the dollar creates local jobs, local business profits, local sales taxes, Real Estate taxes, salaries, etc. Every month that dollar makes a profit, creates 7 jobs, pays 7 salaries, pays 7 dollars of sales tax, pays state taxes, and supports the local economy. When we send the dollar to China, and do not receive a dollar back, then all this money velocity happens in China. Also if you send the dollar to Washington, you undermine the local economy, and hurt the local velocity. This is why when the governments raise taxes, and removes the dollar from circulating, revenues go down and the government itself has fewer dollars to spend. This is not a theory but an equation – each time taxes are raised, revenues go down.

 

It doesn’t take taxes to pay the government’s bills it take revenue or dollars. So when taxes are raised the government’s budget office must shoot for a high tax number, because they know that the percentage of revenues will go down. When Kenney, Regan, and Bush lowered taxes – revenues exploded. The problem is that local, county, state, and federal governments far out spent the increased revenues instead of paying off debt.

 

Whether you are a liberal, a conservative, young or old you need to understand the basics to personally profit. We can help. Please give us a call. We are MARK ENGLISH REAL ESTATE and we are professional EVERGREEN COLORADO REAL ESTATE BROKERS. We have the experience and know how to protect You and Your financial assets. We are also an EVERGREEN COLORADO CUSTOME HOME BUILDER and can represent you in every transaction from land purchase to complete home. Contact us at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . We are now offering FREE BUYER INCENTIVES for all our Real Estate and Mortgage customers, so please register on our web site.

OUT OF DEBT ON EVERGREEN COLORADO REAL ESTATE

Tuesday, February 3rd, 2009

 

OUT OF DEBT ON EVERGREEN COLORADO REAL ESTATE

 

The Government has caused our economic woes, but they haven’t figured out the systemic causes yet. In an effort to stop the hemorrhaging they have lowered the interest rates to historic lows. In their confusion they have given Main Street a bail out, of sorts, and You can save thousands by refinancing Your EVERGREEN COLORADO HOME LOANS or You CONIFER COLORADO HOME LOANS.

 

If You take the money you save on Your mortgage payment and use it to pay off You home, then your car, and all Your outstanding debt, You will weather this economic storm and come out on the other side debt FREE. You will have accumulated equity in your home, and freed up all Your income for investment when the economic conditions improve. Even if Your home doesn’t go up in value You will have paid it off, and no longer need to make a mortgage payment. When there are no other secure investments available, and You risk even Your principal in any Wall Street investment; paying off Your mortgage, and saving the interest You are paying, is the best return on Your investment dollar.

 

CIRCLE THE WAGONS

 

In pioneer days they called it “circling the wagons;” now is the time to circle the wagons and defend Your money and Your future. Refinance with an EVERGREEN COLORADO MORTGAGE REFINANCE or an EVERGREEN COLORADO REFINANCE with a no prepayment penalty, and use all the money You save to get out of debt.

 

Now is the time to be successful; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES, and let’s devise a plan to make You debt FREE. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com

 

 

REFINANCING APPRAISAL IN EVERGREEN AND CONIFER COLORADO

Tuesday, January 27th, 2009

REFINANCING APPRAISAL IN EVERGREEN AND CONIFER COLORADO

 

Many people who own EVERGREEN COLORADO REAL ESTATE want to book an EVERGREEN COLORADO MORTGAGE REFINANCE but are afraid that their loan to value is “upside down.” This means that they owe more than 80% of what their home is worth, in today’s Real Estate Market. If your appraisal shows that you do not have 20% in Equity, because the market has dropped, or because you took out your equity with a second mortgage, then you will need to get mortgage insurance.

 

Mortgage insurance can cost somewhere between $50.00 – $150.00 per month depending on several different factors. If you are in a bind and have an escalating adjustable rate mortgage or your second mortgage is ballooning, please, give us a call and we can run all the numbers for you. It just may well be that even with the private mortgage insurance, your payment will still be less than the adjustable rate mortgage payment.

 

Don’t just give up on Your home, don’t sit back and “grin and bear” a bloated mortgage payment; call us and get a quote. Find out all the info so You can then make an informed decision. Please, give us a call today for a NO OBLIGATION, rate quote. We are DISCOUNT MORTGAGE SERVICES and have been serving the Colorado Community for many years. Our prices are the lowest around. We have written mortgages all over the state of Colorado, but we are located right here in Evergreen. So whether You are buying a new home, investing in a rental property, or refinancing Your home; WE CAN HELP. Call us at 303-674-0509, Email us at markenglishrealestate@msn.com , or visit us on the web at http://www.EvergreenColoradoLiving.com and scroll down the left tool bar and click on DISCOUNT MORTGAGE.

INVESTING IN RENTAL PROPERTY IN EVERGREEN COLORADO REAL ESTATE

Saturday, January 24th, 2009

INVESTING IN RENTAL PROPERTY IN EVERGREEN COLORADO REAL ESTATE

 

In recent years, most companies have eliminated retirements and opted to give their employees a 401k program instead. The major problem is that there are not any sure fired investments in the stock market, CD’s or T-Bills that will provide you with enough cash to retire comfortable and securely. Investing in the stock markets is the age old desire to get something for nothing. We want to put our money in these investment instruments and sit back while we become rich. It does not work.

 

However, investing in EVERGEEN COLORADO REAL ESTATE is much different. When You invest in Real Estate you are starting Your own small business. You have moved from the realm of passive investment to managing and building You own company. Like any business you own, you can run it yourself, or hire MARK ENGLISH REAL ESTATE to run it for you. If You like, we will buffer you from all the headaches, and handle all the leasing, security deposits, and maintenance and repairs. We will work with you, and do as much or as little as you like.

 

You will enjoy fantastic tax treatment, home equity appreciation, and home equity builds up as your tenants pay off the principal of your loan. When the time comes You can sell the property for retirement cash, or keep the rental for a continuing income.

 

Contact us and we will lay out a lucrative investment plan for Your future. Give us a call at MARK ENGLISH REAL ESTATE and arrange a private, no cost consultation, at 303-674-0148, Email us at markenglishrealestate@msn.com, or visit is on the web at www.EvergreenColoradoLiving.com. Don’t forget to register for You FREE BUYER INCENTIVES.