Posts Tagged ‘Add new tag’

« Older Entries
Newer Entries »

WAKING UP TO REALITY WITH EVERGREEN COLORADO REAL ESTATE

Sunday, November 8th, 2009

WAKING UP TO REALITY WITH EVERGREEN COLORADO REAL ESTATE

 

So far the Obama administrations have spent 787 billion in a stimulus package and over 2.7 trillion in bank bailouts and concessions and the unemployment rate continues to grow with 49 of the states and the District of Columbia all reporting job losses.

 

The private Federal Reserve Bank which was given the responsibility to regulate the banks in the first place has devised a whole new set of regulations which seem to be as useless as their previous attempts to control the banking industry. The only solution they have is to spend more fiat (printed) money fueling the deficit and laying the seeds for hyperinflation in the near future.

 

It has been reported that in private meetings the Obama administration is totally frustrated with the continuing economic free fall but is dumb founded as to what to do to turn the tide. They are lost and can’t find their way home! Tax and spend, spend, spend is their mantra and it is just not working. Tim Geitner and Ben Bernake are totally sold out to the failed Federal Reserve system and their toolbox is exhausted and they have no new tricks to stimulate economic growth except print more money and send the interest bill to Obama.

 

Wall Street speculation is again heating up and the stock market is rising on the news of low consumer confidence, poor consumer spending, rising unemployment, global economic downturns, higher gas bills and a real inflation rate of 13%!

 

It’s time to return to the fundamentals. If You want to prosper in these tough times you will need to earn a profit, not just depend on stock price speculation, or bond interest which is less that inflation. Now is the time to be successful give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (http://www.evergreencoloradoliving.com) and let’s plan you retirement income. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com, or visit us on the web at www.evergreencoloradoliving.com.

Tags: , , , ,
Posted in Conifer, EVERGREEN COLORADO CUSTOM HOME BUILDING, MORTGAGES EVERGREEN COLORADO, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

REMEMBERING THE WEATHER FORCAST FOR EVERGREEN COLORADO REAL ESTATE

Friday, November 6th, 2009

REMEMBERING THE WEATHER FORCAST FOR EVERGREEN COLORADO REAL ESTATE.

 

One of the important considerations when designing and building a home is the homes weather pattern. Just like the atmosphere in your area your house is a micro atmosphere where the warm moist air travels toward the cool dry air and the resulting storm could have serious effects on your building structure.

               

The ambient air and the moisture that is in that air are constantly migrating from the warmer side of your exterior wall to the cooler side. If you air condition or your home is cool in the summer then the air will try to push from the humid exterior into the cooler interior. Likewise in winter when your home is warm and moist then the water vapor and the air that carries it will be driven toward the exterior of your home.

 

As the weather changes and temperatures rise and fall that moist air can condensate and become water trapped in the exterior walls of your home. When this happens the result is a festering warm water liquid that becomes a smelly, wood-rotting, mold-feeding environment that damages your structure, produces unhealthy air, and leaves lingering unpleasant odors.

 

The best way to solve these problems is install a vapor retarder on the interior side of the wall decreasing the amount of moisture that permeates the insulation and the exterior wall construction. What you need is a Builder like MARK ENGLISH CUSTOM HOME BUILDERS who understand the how and the way of building. Please don’t depend on your architect or building inspector – they just don’t know the why of it.

 

Care must be taken when designing Your new home. There is nothing like experience to balance all the factors, and all the idea, into a complete and attractive whole. If you are thinking of renovating or remodeling, please give us a call. We are an EVERGREEN COLORADO CUSTOM HOME BUILDER and will be happy to discuss Your building plans with You. So contact us at 303-674-0148, Email us at markenglishbuilder@msn.com, or visit us on the web at www.EvergreenColoradoLiving.com. We are the ONE STOP SHOP for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE needs- from Real Estate; to building, to financing; we will save You time and money. Don’t forget to register for Your FREE BUYER INCENTIVES.

Tags: , , ,
Posted in Conifer, EVERGREEN COLORADO CUSTOM HOME BUILDING, MORTGAGES EVERGREEN COLORADO, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

EVERGREEN COLORADO EVEN TOPS DENVER

Tuesday, October 6th, 2009

EVERGREEN COLORADO EVEN TOPS DENVER

 

A Harris poll just released lists Denver Colorado the number two most desirable place to live. It truly is a great place to live. The temperatures are mild, we have four seasons, we are a recreational and cultural center, we have an international airport, and a thriving business community.

 

The traffic is easily manageable in Denver and there are many nice communities around the city. But the most wonderful feature of the Denver metro area is that the Rocky Mountains are just west of the city.

Evergreen Colorado is 30 miles west of the center of downtown where you could be living the Rocky Mountain life style all year. In Evergreen the hawks soar above, the majestic elk meander across the highway, the clean crisp mountain air fills your lungs, and the community spirit captures your emotions.

 

If you are looking for a place to live that is like living is a resort all year long, come to Evergreen Colorado.  Prices are at the lowest level in years, mortgage interest rates are at historic lows, sellers are willing to help you buy your dream home, and we are here to help. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

Tags: , , ,
Posted in Conifer, EVERGREEN COLORADO CUSTOM HOME BUILDING, MORTGAGES EVERGREEN COLORADO, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

LESS WORSE IS NOW BETTER

Tuesday, September 29th, 2009

LESS WORSE IS NOW BETTER

 

The latest trend in reporting the state of our national and local economies is that they are less worst. They tell us that unemployment is not down as much as they expected, or consumer spending is better than predicted with seasonal adjustments of course, or the Real Estate sales were higher than last year only the increase was due to foreclosure sales, or the mortgage rates are historically low only because demand is so low. The constant drone is that we are in recession and no government program will work – only time will fix our economy.

 

I suppose there is a lot of truth in these reports but I am really starving for some good news. The oil business could be booming if we would only let it go. Wouldn’t it be nice if someone would extol all the benefits of how the American oil business could get us free of foreign oil in 3 years, or how we could take back American manufacturing, or how we could again capture the digital manufacturing market, or how we can become the technical support center of the world again if only we could level the playing field and let our industry go free to compete fairly?

 

Nevertheless, amid all the doom and gloom there are lots of fantastic deals to be made in EVERGREEN COLORADO REAL ESTATE. Many of us are going to be disappointed in a few years when we realize all the wonderful opportunities we let slip through our fingers.

 

The only realistic investment for working Americans is Real Estate Rental Property. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

Tags: , , ,
Posted in Conifer, EVERGREEN COLORADO CUSTOM HOME BUILDING, MORTGAGES EVERGREEN COLORADO, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

TOTAL POWER OVER CREATING, PRINTING, OWNING AND COLLECTING INTEREST ON ALL OF AMERICA’S (YOUR) MONEY

Tuesday, September 15th, 2009

TOTAL POWER OVER CREATING, PRINTING, OWNING AND COLLECTING INTEREST ON ALL OF AMERICA’S (YOUR) MONEY 

 

The latest scheme that the Federal Government is subscribing to is the Bank for International Settlements (BIS) which will act as a global Federal Reserve. Please note that the Federal Reserve is not a Federal government institution nor does it have vast reserves but only the right, a right that the Congress of the United States

abdicated to it, to create and coin US currency. The Bank for International Settlements or BIS as it is called is also a private company owned by its private member banks.

 

Did you ever wonder where money comes from – it is not the US mint, nor Fort Knox – it is the private banks called the Federal Reserve. They create money out of thin air and then charge you, me and the Federal government interest on the money they just created. Why not let Uncle Sam create the money and use the interest paid on this newly created money to pay for legitimate government expenses?  Why let the Federal Reserve create money and pay them interest on the national debt when we could just create the money ourselves and pay ourselves interest.

 

The monumental failure of the private monetary banks throughout the world is legendary. The Federal Reserve is credited with the 1920 depression, and the other private reserve organizations globally are credit with the 1920 world wide depression. As the unquestioned force for economic instability these private money changers are indirectly responsible for World War Two and the destabilization of many currencies and governments throughout the last 100 years. The major problem is that they are not for the public good, but as private banks, are out for their stock holder’s selfish interests only.

 

Our founding Fathers were experienced with the private interests controlling the money and the economy so they gave Congress and Congress alone the right to coin or create money. Our foolish representatives in the Congress gave that cherished right away for no apparent reason other than their own self interest. They accepted favors for granting the privilege to create and control our national currency. They sold untold billions of your hard earned money for a few lollypops. Thanks Congress!

 

It’s time to protect your assets, and your retirement from the tax man, and do it legally. Fortunately, there is still one investment that can create wealth and shelter your profits from the grasp of Uncle Sam. Investing in Real Estate is the only safe investment vehicle that will allow you the financial freedom you deserve. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES (www.aloan2own.com), and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

Tags: , , ,
Posted in Conifer, EVERGREEN COLORADO CUSTOM HOME BUILDING, MORTGAGES EVERGREEN COLORADO, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

HOLD ONTO YOUR WALLET

Friday, May 29th, 2009

HOLD ONTO YOUR WALLET

 

Your government just spent 11 trillion dollars and put it on your credit card. Let’s see, this is what one trillion looks like –$1,000,000,000,000.00. It’s hard to comprehend how much money this really is. Additionally, Obama has spent 11 times this amount, not including interest, in 2 months. If you stacked all the dollar bills for only one trillion the stack would be 68,000 miles high or 1/3 the distance to the moon. Eleven trillion would get you to the moon and back just about two times. This spending is truly out of this world.

 

I’m sorry to tell you this but your Uncle Sam is bankrupt, destitute, and penniless. Every penny of income will go just to the interest and still we will have to borrow more money to pay all the interest. And what have we gotten for all this spending? American is number 49th in education in the world. High tech companies are hiring graduates from Sweden, Norway, India, and China because American graduates are not qualified.

 

All of the significant inventions in the last 20 years were developed by American companies, but we could not manufacture any of these products because we are no longer able to compete with foreign manufactures. We could not compete on the service level either, unless we outsourced the engineering, the software and the support. Now we can’t compete on the research and development of new concepts and ideas without the educated brain power from overseas. Maybe it’s time we fired our Uncle Sam and returned to the basic principles that America was founded on. A government of the bureaucrats, by the bureaucrats, and for the bureaucrats has never succeeded at anything; only a government of the people, by the people, and for the people has ever freed its citizens to achieve a lasting prosperity for its entire people.

 

Fortunately, there is still one investment that can create wealth and shelter your profits from the grasp of greedy tax collectors. Investing in Real Estate is the only safe investment vehicle that will allow you the financial freedom you deserve. Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s put a plan in motion for your financial future. We are the one stop shop for all your Real Estate needs in the Rocky Mountains. Whether a home of Your own, a retirement investment, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

Tags: , ,
Posted in Conifer, MORTGAGES EVERGREEN COLORADO, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

THE INFLATION TAX

Friday, May 29th, 2009

THE INFLATION TAX

 

One of the most insidious taxes that Americans are forced to pay is the inflation tax. The inflation tax is when the value of our money slowly but steadily loses its value over time. It’s as if there is an embezzler juggling your personal books every day and steeling 10 to 12% of your income and savings. You hardly notice the loss, but you continually get frustrated with your finances, because no matter how well you do financially you can never seem to get ahead. It’s like you are running after the school bus, which is pulling away, but the bus is always going a little faster than you can run – you just can’t catch up. Every time you go to the grocery store your bill gets a little higher for a weeks worth of food. Your government keeps telling you, don’t worry, we have inflation in check, but you don’t see that your Uncle Sam has his fingers crossed behind his back. The only one prospering are the bureaucrats who get cost of living raises, but you keep falling behind.

 

Inflation is crated by the government printing money that has no productivity behind it. When they squander away more money than they have, they just create more to satisfy their spendthrift policies. If you mix a can of orange juice with 10 can of water rather than 3, as the instructions clearly define, then you have orange juice that nobody wants. This is what is happening globally, as the Chinese and oil producing countries, are starting to reject our tremendously over inflated dollars. To add insult to injury, the government forces you into tax bracket creep where you are taxed more and more as your income rise to compensate for inflation.

 

A home is a hard asset and is historically the best investment in inflationary times. Not only will you make money but You can live in your investment, while you will enjoy special income tax treatment. We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

Tags: , ,
Posted in Conifer, EVERGREEN COLORADO CUSTOM HOME BUILDING, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

MONTHLY PAYMENTS FOR EVERGREEN COLORADO REAL ESTATE

Thursday, May 28th, 2009

MONTHLY PAYMENTS FOR EVERGREEN COLORADO REAL ESTATE

 

The first question most people ask when they are interested in a home is how much is the monthly payment. The conventional wisdom is to quote what is known in the EVERGREEN COLORADO REAL ESTATE market as PITI. This stands for Principal, Interest, Taxes, and Insurance. Today, I would just like to give You an idea of what a home would cost at different loan amounts. Please keep in mind that you will need to put down at least 20% in cash or your payment will be more because you will pay mortgage or FHA insurance premiums.        

 

Today’s rates are at 5% for a 30 fixed loan so:

 

LOAN AMOUNT                   PRINCIPAL & INTEREST     +          TAXES & INSURANCE   =   TOTAL

 

$100,000                                 $537.00                                               $300.00                                   $837.00

 

$200,000                                 $1074.00                                             $ 350.00                                  $1427.00

 

$300,000                                 $1611.00                                             $400.00                                   $2011.00

 

$400,000                                 $2148.00                                             $400.00                                   $2548.00

 

$500,000                                 $2685.00                                             $450.00                                   $3135.00

 

Although I have guesstimated the taxes and insurance, these figures will give you a good idea of the monthly carrying costs. Additionally, you can deduct the Interest and Taxes from you Federal and State income taxes. Since for the first 10 years you will pay very little principal, you can take the P& I figure and about 2/3 of the taxes and insurance and deduct it on your schedule “A” income tax form. You will save approximately the percentage of your take bracket rate of you payment. For example, if your income is $70,000.00 a year, your payment is $2000.00 a month, and you are in the 29% tax Bracket you will save $580.00 a month. This will be more if you have a state income tax. The result will be an after tax house payment of $1420.00 each month. We are not tax accountants but you can do math yourself with your personal income and income tax rate.

 

A home is a hard asset and is historically the best investment in troubles times. Not only will you make money but You can live in your investment, while you will enjoy special income tax treatment. We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Please, give us a call at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

Tags: , , ,
Posted in Conifer, MORTGAGES EVERGREEN COLORADO, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

THE AFFORDABILITY FACTOR FOR EVERGREEN COLORADO REAL ESTATE

Thursday, May 28th, 2009

THE AFFORDABILITY FACTOR

 

There are double barrel savings for EVERGREEN COLORADO REAL ESTATE these days. With interest rates at historic lows and home prices suffering from the burst bubble syndrome, home buyers are in a unique position to buy a home they can afford.

 

Many homes are priced aT amounts that are far below what the same home sold for only a few years ago. If the sellers are motivated sellers, or are staring at an escalating adjustable rate mortgage, then they are willing to make a deal with the buyers to sell their homes. Sellers are also much more willing to agree to the buyer’s terms of sale. So Sellers are paying points to lower the buyer’s interest rates, or even helping with the down payment if the buyers are short of cash. The Government stimulus package of $8000.00 is an additional incentive to home buyers to act quickly before this opportunity expires.

 

Coupled with the low home prices are lower mortgage rates; when buyers calculate the monthly carrying charges for a their home, the average monthly cost, after income tax deductions, is less than paying rent for a comparable home. And don’t forget that over the coming years the home will appreciate in value, giving buyers the most profitable investment that most Americans will ever make.

 

This wonderfully high level of affordability is a once in a lifetime opportunity. YOU CAN PROFIT TOO, please give us a call and let’s go over all your options. We are MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGES SERVICES and are Your one stop shop for all Your EVERGREEN COLORADO REAL ESTATE and CONIFER COLORADO REAL ESTATE. We are also an EVERGREEN COLORADO CUSTOM HOME BUILDER and are looking forward to serving You with all Your Real Estate needs. Call us at 303-674-0148, Email us at markenglishrealestate@msn.com or visit us on the web at www.evergreencoloradoliving.com . Don’t forget to register for Your FREE BUYER INCENTIVES.

Tags: , , ,
Posted in Conifer, RELOCATE TO EVERGREEN COLORADO, evergreen colorado real estate | No Comments »

REAL ESTATE STILL THE BEST INVESTMENT

Saturday, March 14th, 2009

REAL ESTATE STILL THE BEST INVESTMENT

 

The word is now getting out that all the talking heads on the money shows are deceiving the public into buying stocks just so that they and their guests profit, not because they have good fundamentals and great potential. The big controversy between Jon Stewert and Cramer has revealed the dirty secret that reality has already revealed –  most stocks are actually poor investments. If we apply common sense to the stock investment equation we will see that most stocks sell for 10X or more earnings, with many stocks selling for much more. That means, that at the present cost, it will take 10 years or more to break even on a stock purchase. If the only hope of profit for the next ten years is for the stock price to go up, then Your are just speculating on Wall Street. The controversy between Cramer and Stewert, now demonstrates that like the casinos in Vegas the odds are stacked against You.

                                                                  

The other secret that all the pretty boys and girls on the TV don’t tell you is that the 401k phenomena is what is keeping the Stock market from completely self destructing. Almost everyone in America, or their employer, is contributing, on a regular basis to their retirement account. Each week millions upon millions of Your retirement dollars show up at some investment house to be “invested” on Your behalf. These highly paid investment mangers must do something with all these dollar, so they buy more over speculated stocks and bonds with Your money. Then, they send You a statement telling You that You either did not make any return, or that You actually lost Your principal. When will we ever learn? If you saved up $500,000 in a 401k, in today’s market you could realistic earn less than 2% interest. That would net you an income of $10,000 annually before city, county, state, and federal taxes. The future doesn’t look good.

 

If You invested in residential Real Estate, on the other hand, and bought two homes for say $250,000 and rented each out for $1200.00 a month You would have an income of $28,800.00 a year, and with depreciation You would owe no income taxes. Furthermore, Your investment would be indexed to inflation, as prices increased you could raise the rents. The rents, coupled with SSI of $12,000 a year, would give You an income of $40,800. Now that’s a living wage, the average family of four last year earned $43,000 and was in the 28% tax braket.

 

Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.

Tags: , ,
Posted in Uncategorized | No Comments »

« Older Entries
Newer Entries »