REAL ESTATE STILL THE BEST INVESTMENT
The word is now getting out that all the talking heads on the money shows are deceiving the public into buying stocks just so that they and their guests profit, not because they have good fundamentals and great potential. The big controversy between Jon Stewert and Cramer has revealed the dirty secret that reality has already revealed – most stocks are actually poor investments. If we apply common sense to the stock investment equation we will see that most stocks sell for 10X or more earnings, with many stocks selling for much more. That means, that at the present cost, it will take 10 years or more to break even on a stock purchase. If the only hope of profit for the next ten years is for the stock price to go up, then Your are just speculating on Wall Street. The controversy between Cramer and Stewert, now demonstrates that like the casinos in Vegas the odds are stacked against You.
The other secret that all the pretty boys and girls on the TV don’t tell you is that the 401k phenomena is what is keeping the Stock market from completely self destructing. Almost everyone in America, or their employer, is contributing, on a regular basis to their retirement account. Each week millions upon millions of Your retirement dollars show up at some investment house to be “invested” on Your behalf. These highly paid investment mangers must do something with all these dollar, so they buy more over speculated stocks and bonds with Your money. Then, they send You a statement telling You that You either did not make any return, or that You actually lost Your principal. When will we ever learn? If you saved up $500,000 in a 401k, in today’s market you could realistic earn less than 2% interest. That would net you an income of $10,000 annually before city, county, state, and federal taxes. The future doesn’t look good.
If You invested in residential Real Estate, on the other hand, and bought two homes for say $250,000 and rented each out for $1200.00 a month You would have an income of $28,800.00 a year, and with depreciation You would owe no income taxes. Furthermore, Your investment would be indexed to inflation, as prices increased you could raise the rents. The rents, coupled with SSI of $12,000 a year, would give You an income of $40,800. Now that’s a living wage, the average family of four last year earned $43,000 and was in the 28% tax braket.
Invest today in your financial freedom; give us a call at MARK ENGLISH REAL ESTATE and DISCOUNT MORTGAGE SERVICES and let’s put a plan in motion for your financial future. We are the one stop shop for all your EVERGREEN COLORADO REAL ESTATE needs. Whether a home of Your own, a RETIREMENT INVESTMENT, an EVERGREEN COLORADO HOME LOAN or an EVERGREEN COLORADO MORTGAGE REFINANCE call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com.
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